http://www.canajunfinances.com/2005/09/25/dont-be-afraid-to-make-a-change/ Personal Finances and Consumer Concerns, essays, stories, examples and how to articles with a distinctly Canadian Point of View Sat, 10 Jan 2009 00:38:06 +0000 http://wordpress.org/?v=2.7 hourly 1 http://www.canajunfinances.com/2005/09/25/dont-be-afraid-to-make-a-change/comment-page-1/#comment-1957 Canadian Personal Finance Blog » Blog Archive » When is it appropriate to "lose it"? Tue, 22 Jul 2008 19:02:29 +0000 http://www.canajunfinances.com/?p=136#comment-1957 [...] $13.95 a month in a “service plan” to have the priviledge of using their bank. Remember Don’t Be Afraid to Change, you should not be paying for banking, and you need to point out the number of banks out there that [...] [...] $13.95 a month in a “service plan” to have the priviledge of using their bank. Remember Don’t Be Afraid to Change, you should not be paying for banking, and you need to point out the number of banks out there that [...]

]]> http://www.canajunfinances.com/2005/09/25/dont-be-afraid-to-make-a-change/comment-page-1/#comment-143 Anonymous Mon, 03 Oct 2005 14:50:00 +0000 http://www.canajunfinances.com/?p=136#comment-143 Try PC Financial banking. Transactions are free at CIBC and Loblaws machines. Free online banking and unlimited interac transactions. I also use BMO Mosaik Master Card with no annual fee and they give you one air mile for every $40 purchase. Why pay when you get it for free? Try PC Financial banking. Transactions are free at CIBC and Loblaws machines. Free online banking and unlimited interac transactions. I also use BMO Mosaik Master Card with no annual fee and they give you one air mile for every $40 purchase. Why pay when you get it for free?

]]> http://www.canajunfinances.com/2005/09/25/dont-be-afraid-to-make-a-change/comment-page-1/#comment-134 Anonymous Mon, 26 Sep 2005 14:45:00 +0000 http://www.canajunfinances.com/?p=136#comment-134 I'm paying $30 a month for my Royal Bank VIP account (includes Safety Deposit box & Credit card fees for myself & wife). I wanted to change to get lower (or no) fees. However, it appears that the air-miles rewards equivalent on the credit cards (after our usual spending) adds up to more than the monthly fee, giving the appearance of 'free' banking? Something still doesn't fee right with this. <br/>Anyone know if I can get the same kind of deal (i.e. great rewards with credit card spending) and still get free banking? (We do a lot of transactions on debit & credit cards). I’m paying $30 a month for my Royal Bank VIP account (includes Safety Deposit box & Credit card fees for myself & wife). I wanted to change to get lower (or no) fees. However, it appears that the air-miles rewards equivalent on the credit cards (after our usual spending) adds up to more than the monthly fee, giving the appearance of ‘free’ banking? Something still doesn’t fee right with this.
Anyone know if I can get the same kind of deal (i.e. great rewards with credit card spending) and still get free banking? (We do a lot of transactions on debit & credit cards).

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