A while back I read a book called “Creative Whack In the Head” by Roger Van Oech, and in it he has a very good section about Solving the Right Problem. The section had a very entertaining story, which I think is topical to Financial Problem Solving as well:
“I’m not returning until you fix it”, bandleader Count Basie told a club owner whose piano was always out of tune. A month later Basie got a call that everything was fine. When he returned, the piano was still out of tune. “You said you fixed it!”, an irate Basie exclaimed. “I did”, came the reply, “I painted it.”
Now, the important thing in financial planning is to make sure you are solving the RIGHT problem, not just a perceived problem.
Borrow the book from the library, it’s a light read, and may cause you to think in a different way, and sometimes that is what you need for your Debt Reduction thinking.