Financial Planning: Positive Reinforcement is Good
Hopefully you all have your taxes done so Revenue Canada doesn’t come and get you like this!
I bought Quicktax to do my taxes this year (I like it, it works, and it allows me to do a whole bunch of returns and E-file, so it fits my bill, and I got it in a package deal with my new version of Quicken
, so I use it, and endorse it), and it came with a Retirement Income Planning tool. Now normally I don’t think much of free tools thrown in with software, but the tool interfaces and pulls data out of Quicken so it was relatively easy to use, and at the end of it, it told me, “You are doing OK!”, which always feel good.
I know I rant and rave about how people aren’t saving enough and such, but if you are at least trying sometimes it is ok to pat yourself on the back as well. Keep up the good work, and if you have set backs, as all of us have doing Financial Plans (e.g. not enough put away in our Spousal RRSP, no money in that RESP we set up for our kids, etc.,) plan to fix it, don’t beat yourself up, fix it! –C8j




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