Canadian Personal Finance Blog

Archive for December 6th, 2008

Today is a Saturday and this is today’s post as well.

Finger Pointing = Points

You open the box to find a Finger Pointing, puzzling, what could that mean? Pointing? Points? Ah, yes, Points, specifically Loyalty Points and also Gift Cards. This is all money in your pocket if you choose to use them, but if you don’t they are worthless.

As my readers know PC Points is my favorite, and we will be using them this Christmas to make our Christmas much more frugal, but I also have Petro Points, Aeroplan Points, Hudson’s Bay Points, Sunoco Points, Canadian Tire Money, Optimum points and I’m sure there are others I have forgotten. All these point systems has made my wallet very “Costanza-like” in size, but I have these points.

Gift Cards? Mrs. C8j cleaned out our closet and found our gift cards from last Christmas and luckily none of them had expired, but that is another area where there is “Free Money” for Advent and for Christmas. She and I can go out to dinner for free, we can go to a few movies and I have many books I can buy as well. I keep collecting Canadian Tire money when I buy gas, and eventually I have $20 at least and usually buy new wipers for my car or something like that, but this year, maybe I’ll buy a friend something useful (like a Mr. T. Air Freshener) from Canadian Tire.

Use your Points and use your Gift Cards! You earned them, use them!

If you don’t want to spend them, donate them (you can with PC Points), make them work.