Canadian Personal Finance Blog

Personal Finances and Consumer Concerns, essays, stories, examples and how to articles with a distinctly Canadian Point of View
December 23rd, 2008

2 Days Until Christmas

In case you somehow were not sure, there is two days until the Festival of Christmas begins, and Advent comes to a close. Remember now is when guilt spending can be the worst, do not make purchases unless you need to, stick to your list and you will be fine.

If you aren’t going to see some of your loved ones until after Boxing Day, maybe you could wait until then to buy your gifts? Yes it sounds cheap, but frugal as well.

Household Spending up by 3.3%

Canadians continue their spending ways (to bridge from my previous statement about now is NOT the time to overspend), at least from 2006 to 2007 according to Stats Canada. For Ontario the interesting number is:

Ontario 73,320 76,650 4.6

, yet Ontario is not the biggest spending Province on average, Alberta is. 

Another interesting stat from this study is:

Average household spending on cell phones and other hand-held text messaging devices amounted to $520 in 2007, up 9.3% from 2006. At the same time, average spending on land-line telephone services fell by 6.7% to $610.

We love our cell phones, but what happens when they finally drop in cost? Remember no one thought household phones would ever drop in cost and now they are a commodity.

White Christmas in Ottawa (but a Green New Year)

Luckily my snow tires and snow blower are being used heavily this month, thanks to the large snow falls in Ottawa. Evidently if you are looking for Snow Tires in Ottawa for a Honda Accord or Toyota Camry you are S.O.L. as there are none to be found, and one store is advertising that they are NOT answering their phone, because they just don’t have tires (and this is all this store sells). 

Why? Thanks to Quebec making it illegal to NOT have snow tires (wonder if they will be ticketing Ontario drivers visiting that are driving on All Season tires?), and thanks to last year’s HUGE snow dump and this year’s early snow dump, demand has completely outstripped supply, interesting. 

Anybody who lives in Ottawa and thinks they don’t need snow tires, is mistaken in my opinion. All season tires are an excellent compromise, they don’t give you great mileage in the summer and they give you lousy traction in the winter, perfectly useless.

Advent Financial Calendar Box Day 23

The second to last box on the calendar contains a Happy Face, to signify Joy. Joy in this season is very important and there are so many things to be joyful about, your family, your loved ones, your friends and all the other blessings you have in life.

I wish all my readers Joy, for this happy Christmas (and Holiday) season.

Holiday Schedule

I will be publishing some articles over the holidays, but I am not sure when. I am confident there will be no posts on Christmas Day, or Boxing Day either, but we shall see about the other days. I may also be doing some “Best of” posts, just to keep you reading.

More on this topic (What's this?) Read more on Holiday Season, Household Spending at Wikinvest

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One Response to “2 Days Until Christmas”

  1. A friend of mine calls these tires “No reason radials”, as he feels there is no reason to have them on your car. I ordered my tires early, and had them mounted on extra wheels. I then only had to swap them once the weather closed in.

    DAvid

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