Happy Labour Day and Sunday’s #best

by bigcajunman on September 3, 2012

Yes, it is Labour Day Monday, up with the proletariat, down with the oppressive bourgeoisie, but given that I was on the road most of this past weekend, you are getting my Sunday post today (I can hear you all clapping with glee). Yes, it was back to school for most of my family this past weekend, with my son being the only one remaining around the house.

Tomorrow mes amis Quebecois vote, and it could mean for contre temps in the Canadian Political Spectrum, which is always fun for bloggers and the “main stream news media” as well. There is already talk of another Anglo-exodus and housing prices dropping in Quebec (could it be another 1976? I doubt it, but it won’t stop folks inferring it).

Thalidomide maker apologizes for what it did 50 years ago? All I can say is FINALLY!

If you are one of my TWEEPS then you are cognizant of the brilliant banter on my feed, however there may be a few of you who missed out on some of the best tweets of the week:

Wallet bloat is a real problem for men I showed off my old wallet with What do you mean you don’t take…
OK My Man points out one of the things I loath, which is folks who don’t know me calling me by my first name (without asking if it is OK first).
In my life sometimes there are too many Financial Deadlines, and you need to plan for them.
And speaking of planning if it’s not written down, how do you know what your plan is, or how to execute it?
Why I don’t go into TD Branches, explains yet another interesting scenario that happened a while ago in my TD Branch.
What else happens in TD Branches? Read RESP: and more Tree Dies, and read how the forestry industry loves TD’s use of paper forms!

Here is a Labour Day Present from the Khan Academy (as seen on 60 minutes) as well, explaining what LIBOR is:

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Modest Money September 5, 2012 at 4:44 pm edit
I really wish I had more time to check out the stuff from sites like Khan Academy. It’s pretty awesome the kind of info they share on there for free. I just get so caught up managing my blog and doing work for my employer. It seems there’s never enough time. Anyways I hope your long weekend road trip went well.

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- bigcajunman September 5, 2012 at 5:58 pm edit
  It did, and yes the Khan Academy keeps growing, so there is really no way to keep up, but I will keep trying.
  
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Joe September 3, 2012 at 12:22 pm edit
I read that cheque post — as a former bank employee, I have to say that the computers going down is one of the worst possible events. What she was doing is exactly what she would have done in 1987. She was preparing the cheque for paper processing. Instead of entering it in the bank’s ledger after the bank closed and shipping the cheque off for processing, she was preparing it to be entered in the bank’s computerized ledger after the computers came back online.

If the computers go down then, as a point of courtesy, I’d encourage you to:
– complain to the right people, e.g. the branch manager or TD customer service line, about the right issue, i.e. that TD didn’t give its employees reliable systems to use (kind of scary that they don’t have a redundancy for their computers in TO, right?)
– deposit the cheque in the ATM. This is by far the safest way to do it. Your account gets credited instantly (not all the funds will be accessible depending on the hold policy), the cheque goes into an encoded envelope in the ATM’s vault, then it gets shipped out directly that night or the next morning for processing at a large cheque clearing facility.
– do what the one commenter said and write “For deposit only to…” on the back of the cheque; if it’s not a bank draft, certified cheque, or money order, then it’s a contract not cash so I wouldn’t be extremely worried other than the risk of ID theft (if your wallet got stolen, I’d be a lot more scared about ID theft from the cards than from a cheque).

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