Lots of helpful sound bites this week after the final U.S. Presidential debates, however, a disturbing one from the “Queen of Mean” herself Ann Coulter, who decided that the word retard was a fun quip to throw around in reference to President Obama. That word is a bit of an open wound for a lot of folks (like me) who have loved ones that have been called that name, so I am hoping Ms. Coulter has a wonderful life and one day she realizes what a raving troll she has become (I realize I should simply ignore her, and in the future I will attempt to turn the other cheek as a few better folks have advised me to do).

The Obama dig for the week is, “You mentioned the Navy, for example, and that we have fewer ships than we did in 1916. Well, Governor, we also have fewer horses and bayonets, because the nature of our military’s changed. We have these things called aircraft carriers, where planes land on them. We have these ships that go underwater, nuclear submarines.” (in response to Candidate Romney’s quip about the U.S. falling behind in the number of vessels in our navy). I enjoyed that response, a great deal, but for the life of me can’t figure out how to get a post out of that (no, wait, I used it here didn’t I?). The race is much tighter than was expected, and all of this may turn on one or two key statements, but we’ll only know the day after (or maybe the week after) the Election.

Monetarily, loose money continues for a while longer in Canada, but one day interest rates will sky rocket (yes, I know, it’s like predicting it’s going to snow in North Bay, not really a prediction). For now, pay down the debts while it is easi(er) to do, because once interest rates return to a regular level, it is going to be that much harder.

In Ottawa, Helene Campbell continues her fight, but is running into issues with keep her blood oxygen level up. I am hoping that all of you folks have signed your organ donor cards. I will be giving blood soon, but remember to sign those organ donation cards as well (they aren’t going to take them from you, until you don’t need them any more). It’s in you to give, so do it.

Weekly Recap

No one has offered me $5M to publish my University records (you get to see the 26 I got in Queuing Theory if I did that) so I am still hard at trying to make a buck on the Interweb:

• More Binders Please and more #Zombie Tweets helped put the spotlight on some of my favorite posts from my archives.
• CPI at 1.2% for September in Canada 2012 is our friends at Stats Canada pointing out that inflation is low for now, but prices are bouncing around a lot in the background.
• Financially Acting in Haste wished my mom a happy birthday, but also pointed out the dangers of acting too quickly financially.
• Don’t Pan for Gold in your Cat’s Litter Box seems like an obvious statement, and is a killer title too, however, the post is about the Bank of Canada keeping overnight rates the same for now.
• Buck the Fucket List is me being a bit naughty with a title (hopefully it doesn’t put my site on blocked lists) that sums up my view of the whole Bucket List concept, I’ll just live my life and enjoy it, don’t need to sky dive from the CN Tower to feel like I have accomplished something.
• Carnival of Wealth, Astatine Edition included my post from me about not sweating debt
• Carnival of Personal Finance Time for a Laugh edition actually chose my post about 10 Phrases I have used to Save Money as an Editor’s Choice, I am quite proud
• The Simple Dollar Weekly Roundup: Political Sign Edition included that same post about saving money as well!

And thanks to those who added me on Twitter I am now over 1250 folks who follow me, holy liftin! If you join my “Twitter Posse“, you might notice I am also re-Tweeting some posts from the French Media as well (hell, if I am learning the language, shouldn’t we all?).

Check out my Facebook page and find us on Google+ as well (but no I didn’t buy Facebook stock). The page include many different posts, not just my own (kind of like this Friday post, but all week-long), and I have changed it a little bit too (note the new background).

Links for the Week

No need for Horses or Bayonets this week, we will stay on topic and in our own time for some of the best posts of the week:

• Larry MacDonald warns us about Housing Markets and Market Timing, I have always found that trying to “time” a housing market only works if you are moving a LONG way away, and even then, if you need a house, you need a house.
• Michael James loves to figure out stuff works and how it can work best for him, and with that in mind he gives us MPAC’s Tricky Request for ReConsideration Process, be warned, not for the faint of heart.
• The Blunt Bean Counter gives us a morbid, but important warning about Stress Testing Your Spouse’s Financial Readiness Should you Die Suddenly. Mrs C8j has promised not to dance too much, and only drink to excess.
• Mark at My Own Advisor attempts to create the most repetitive title of the week with DRIP the DRIPpers DRIP , I think he wins.
• A deep thought for the week from 1001 Rules  for my Unborn Son “Everybody likes a kidder, but nobody lends him money” (the quote is from Arthur Miller)
• Gail Vaz-Oxlade claims She Loves Naps, me too.
• Mr. Money Mustache claims to have found Cheap Cell Phone Plans in Canada, I cry BALDERDASH nothing is cheap in Canada, it’s against the law!
• The Physics of Finance makes a push for Why Diversification Does Not Work, another interesting (if slightly controversial) read.
• The Canadian Couch Potato points out Why RESPs Should be Kept Simple, preaching to the choir brother, watch for a post about RESPs (and my continuing saga) next week.
• Timeless Finance suggests that Canadians Should Get their Credit Reports, which is good, if you haven’t seen it before, just to see whether there are mistakes on it.

Other Bookkeeping

Bank of Canada Governor Carney Central Bank Governor of the Year, He is the Bestest

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