Digging Out, Ransomware, RRSP Time and #MoneyStories

After the snowiest day in Ottawa recorded history, Ottawa continues to slowly dig out from the dump. Ottawa is a fun town, where I live (on the outskirts), side streets are almost passable now, however, downtown folks are complaining that the bike lanes are not being cleared fast enough? Oh and our city buses evidently don’t have snow tires, wow. Think of a city of bureaucrats being run by bureaucrats who couldn’t get jobs in the Federal Government. Note, we have not called out the army.

Tea Toss

It was also bloody cold on the weekend (photo of a Tea Toss from CBC)

For those unaware, I am all over the place in social media, on Facebook you can find me, but I have also opened another page on Blogging, but also Internet Security (still in the early stages). Speaking of security, I may have found a side hustle for my retirement given that almost half of folks pay out when their systems are locked with Ransomware, maybe I can become an expert negotiator on trying to get the ransom lowered?

How goes RRSP Season or Rebalance season or TFSA is better than RRSP season? Get a copy of Turbotax and figure out whether you need to or not (read further there are free copies of Turbotax out there). There are other tax software out there too, try them out.

My Writings for Week Ending February 19th

Started the week off strong, but kind of petered out, with only two new posts this week.

Do you have a confidant that you can talk to about money? Sometimes it helps to talk out your plans, and that will help you clarify your goals. If you are looking for free advice, that is when to be careful. Pay someone to give you advice, at least you can complain about it if it didnt’ work.

Do You Have a Money Buddy ?

I am slowly working through my backlog of older unfinished works, and there I found an interesting report about Forced Savings ideas from Stats Canada. Some interesting comments on this one as well.

Forced Savings Works

Twitter Thoughts

Squawkfox has an interesting tweet about RRSP and TFSAs, maybe “TFSA vs. RRSPs in a Southern Death Cage Match”? Maybe we gotta sex this topic up a little? 50 Shades of Savings (TFSA dominates the RRSP)?

Let it Snow? No Thank you!

How my Dying Dog Impacted my Power of Attorney for Personal Care, is an interesting twist from Mark the Blunt Bean Counter on figuring out what you and your spouse’s philosophies are in later life (for health issues). Well worth a read (as usual).

Do you have problems with your kids gift and money expectations? Kerry from Squawkfox wants to help you with Gimme Gimme More: How to tame the ‘Gimmes’ and set gift expectations. Most kids just need their wanters fixed. Speaking of relationships, Barry from Money We Have gives us 3 Financial Red Flags in a Relationship, and remember financial philosophy compatibility is very important. I did talk about this as well with Advice to the Love Lorn (Pension Potential).

Did someone say free tax software? I think Mark from My Own Advisor did in TurboTax Giveaway and Great Tax Filing Tips, yup it’s free. Never bad to do your taxes, for free. If you’d like a quick history lesson Marie from Boomer and Echo remembers the 80’s in History Repeats Itself: The Rise and Fall of the Alberta Oil and Gas Industry. Speaking of absenteeism, the story going around about the Spanish Civil Servant, going on unapproved leave for six years and no one noticing is quite funny (especially to a fellow Civil Servant like me). Maybe Kanye West should be looking for one of those jobs, so he can deal with his huge new debt load (no not his wife, he has spent his way into debt).

Michael James might be calling the Blunt Bean Counter after reading his post Avoiding Trudeau’s Tax Increase (as the BBC is a talented accountant, in tax areas). As I have said, if you tax the rich, all you are doing is putting money in Tax Lawyers and Accountants pockets, whereas taxes on poor folk like me, means we pay it (and grumble a lot).


Know Thine Enemy

What happens when a chess Grand Master takes on a Parkbench Chess Hustler? Some quick moves (not all legal):


2016 Random Thoughts

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{ 6 comments }

{ 6 comments… add one }
  • The Blunt Bean Counter February 21, 2016, 3:00 PM

    Thx for the mention. Toronto has basically no snow, but a worse hockey team 🙁 We only get cold when the NBA all star game comes

    Reply
    • bigcajunman February 21, 2016, 4:57 PM

      At least Toronto has the highest paid coach? Haven’t called the army in for snow lately?

      Reply
  • My Own Advisor February 21, 2016, 8:39 AM

    Thanks for the mention! Enjoy the light snowfall today 🙂 It will be over in another month.

    Cheers,
    Mark

    Reply
    • bigcajunman February 21, 2016, 9:08 AM

      Light snow?!? Rain? What next, maybe I shouldn’t ask?

      Reply
  • Michael James February 19, 2016, 8:57 AM

    Looking for a new angle on TFSA vs. RRSP would make me do a face plant too. Thanks for the mention.

    Reply
    • bigcajunman February 19, 2016, 9:37 AM

      Luckily there is an emoji for that too

      Reply

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