Canadian Personal Finance Blog

Archive for the ‘Anniversary’ Category

I will neither confirm nor deny that my birthday may or may not have or will occur in the past or next few days, however, I will confirm that my age is in between 30 and 75. Having been crystal clear on this point (no, you should not be publishing on the web your birthday and year, since that is the start of someone stealing your identity or something of the like), let’s talk about the things you might do if your birthday anniversary is some time this year (which I hope it is).

Things to Do Financially on Your Birthday

Just some ideas for some of the financial things you can do on the anniversary of your birth:

• Are you old enough to retire? Seems like a straight forward question, but when can you retire is another question to ask if the answer to the previous question is No? If you can’t even guess when you can retire, then today would be a good day to figure it out, or at least make a guess and work towards it. Aim to retire at 61, that’s an interesting prime age.
• Can you take today off today? Some companies actually give you your birthday off as a vacation day, I think it would be good to know that one (nope, not in my case).
• You can get free meals at some restaurants, I think Denny’s is one of those places, but call around and see where you can eat for free. Free meals is a very good way to celebrate a birthday.
• Does my car registration need to be renewed? Ottawa has an interesting problem because if you don’t renew your registration by your birthday, and take your car to Quebec, you can get fined a LOT of money, because in Quebec they’ll fine you for that one (I think they do in Ontario too, but they don’t worry about it too much until the next month).
• Did your car driving license expire? I was surprised that one year I realized a month after my birthday that I had been driving with an expired license, I received no reminder in the mail. Luckily I was not pulled over or that might have been expensive.
• Has your life insurance premium just jumped? If you have crossed an age group, your term life insurance rate may be increasing, so go check that out.
• Can you get a senior citizen’s discount now? You’d be surprised, a lot of these discounts do not start at age 65, it actually starts at 55.

Any other ideas I may have missed that you should do on your birthday?

In Carnivals my posting Personal Finance Resolutions For the New Year? was mentioned in the Carnival of Personal Finance #239 and the Carnival of Money Stories.

This is my parent’s 55th wedding anniversary today, and I applaud and celebrate their lives together here and on my other web sites. Emerald is the anniversary gift for 55, if you are curious.

Good Comments

Lately I have had some very good commentary discussions and extra points made by my readers but yesterday there was a very good addendum to yesterday’s post Tomorrow May Be My Last Day where the commenter said:

Medical/dental benefits – if they are continued (sometimes they are, sometimes they aren’t) re-order the longest supply of on-going prescriptions you can (sic) and schedule a dental appointment for as soon as practical.

An excellent point that I had not even thought of, but something to add to your “job doomsday” list.

Are You Buying $100 Roses Today?

I’d like to, but I also can’t get my head around paying that much for something like that. I could wait two weeks and buy the same bunch of roses for $60.00, and have enjoyed peace and quiet for those two weeks due to my wife not talking to me. These kind of choices are always interesting to mull over in my mind.

I noted yesterday that I posted my 500th posting with very little fanfare (in fact I was trying to win a Wii from that Evil John Chow). My apologies, major events in life must be noted and celebrated (like the day you get out of debt, get as drunk as Tucker Max ). I have made over 500 postings, over the past 3 years, which I think is amazing and maybe a monument to futility as well, as I don’t think my financial planning has gotten that much better.

Over the past 3 years I have learned a lot about blogging in specific, and financial stuff in general from a lot of the web sites that I talk about, and from books I have read or been pointed to. There are some amazing financial minds out there (just look at my links list for my preferred authors), and you should read lots of them to get ideas, that is where I get a lot of mine from.

I seem to have lasted longer than Rosie the Magazine, and “New Coke” so I guess that is a good thing? Hopefully I will be index’ed by Google again, I seem to have disappeared from the Index, which is annoying. Stay tuned, more financial “clap trap” to come!