Calendars and Finances

How many times have you missed an important payment because you forgot when it was due? My guess is not that many times for most of you, but still a few folks this will trip up on dates and such (I do it for credit cards once every few years, and then have to phone up and plead to have interest rates reversed).

My wife is starting to learn some of the advantages of using some of the Electronic Calendars that are out there, in my case I use Google Calendar as the center of my scheduling world (it’s free, and Google backs it up for me), and then other clients connect to it (Outlook, iPhone Calendar, etc.,) to get information from it, so if it is not on my Google Calendar, it most likely won’t get noticed. One thing I did notice that Quicken had this “sync with Outlook” button, so I turned that on, so now Quicken adds events, to Outlook, which in turn (hopefully) adds them to Google Calendar, which means I shouldn’t miss too many more bills and such.

A beautiful hand made clock

Time Flies Make Sure You Track It!

The danger with having too many things in your calendar is you may ignore some of them (calendar clutter), but I don’t schedule my day using this, so there are fewer things in my calendar. I know some folks who use their calendar to make rigid schedules, to force themselves to keep on track, I can’t do that, but I do need something to REMIND me when important things need to be done.

I did point out in if it’s not written down, that if you don’t keep records of what you have done financially how can you remember if you did it, and using an electronic calendar that way, also gives you a record of when you did stuff (passe compose), so keep that one in mind as well.

Many times I have forgotten when I visited with the bank or paid bills, but I can now check my electronic time ledger to see when things should have happened (it’s always good to update things to reflect you did it as well (i.e. if you have a Bill on your Calendar update it when you paid it with Credit Card bill *PAID* or something good like that)).

How do you keep track of your important dates and when things need to get paid? Do you simply automate those payments?

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Recycling Furniture, Cheap or Thrifty?

Cheap or Thrifty?

After my weekend of vulturing around picking up furniture from my parents and friends and now seeing it in my living room, I wonder now, am I cheap or frugal? When I was a student my entire apartment was made up of my parents old furniture (and it actually gave me a certain amount of security seeing familiar things around me, but I digress). As I have grown older I have bought some furniture new but continue to use older furniture as well from various sources.

My opinion is it is partially a frugal thing, because what is the point of blowing $2000 on a new couch, if you have or can get a good one and pocket the money? If I am happy with the “gently used” furniture, why do I feel cheap having it? Why do I equate financial success with New things? My guess is it is a cultural thing, but again, not completely sure either.

Patience Update

Following up on my “patience pays” posting on Monday, I ended up saving about $70 at the end of it all, by being patient, but also being firm with my Car Rental agent. I think that is not bad for 1/2 an hour of my time (and not getting all twisted about things). Will this happen every time? Maybe not, but again, being patient should usually give you a sense of well being mentally if not financially.

Another Toy Recall

My son’s love of Thomas the Tank Engine is causing me to learn much more about toy recalls than I wanted to. Yet another set of toys is being recalled by RC2, and AGAIN we are owners of these toys. This is starting to get a little ridiculous.

No Interest Rate Hikes in Europe

So the English central bank is not hiking their interest rates which is a good thing to hear. I am curious to see if their Canadian Cousin looks at possibly rolling the rates back a little to keep the Might Canadian Dollar from rising too high against it’s sick cousin in the U.S.?

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Price Fixing for Cars in Canada

I’ll take D’uh for $1400 Alex

Under the “you think we didn’t notice” side of things, a Toronto Law firm is putting in a class action suit claiming that Car prices in Canada are artificially inflated. Oh, I have a call coming in and it is from “Mr. Obvious”. The sales tax alone would tilt the scales, but the prices are definitely higher here in Canada. A CBC report had the following 3 interesting examples:

  • A Chrysler Grand Cherokee Laredo that was advertised for $29,215 in the U.S. and $36,215 in Canada
  • A Honda Odyssey Minivan that was advertised for $25,645 in the U.S. and $33,333 in Canada
  • A Range Rover Sport that was advertised for $58,500 in the U.S. and $78,300 in Canada

The lawsuit is only for purchases after August 2005 and ending in August 2007.

Of course Canadians are being gouged, it happens because we are 1/10 the size of the U.S. population, and rarely do we ever complain about things.

No Wonder my Lead Futures Have Paid Out So Well

There must be a shortage in lead (pb) about to occur, because more toys are being recalled for high lead levels. Anyone been buying Lead futures lately? Are they appreciating nicely given the high usage of it in kids’ toys? I am only half joking here folks, because I have to ask, where is all this LEAD coming from?

All joking aside my family is touched by this AGAIN, with more Thomas the Tank Engine parts being recalled as well. This is getting either ridiculous or tragic, I’ll tell you in 10 years which one it is.

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Easy Bake Oven Recall!!!!!


Yes the beloved light bulb cooker is now a danger and is being recalled says our amigos over at Engadget. My gosh, think of the children!!!

The actual recall states:

Hazard: Young children can insert their hands into the oven’s opening and get their hands or fingers caught, posing an entrapment and burn hazard.

And they are recalling it now? That problem has been around since I was a kid, wasn’t it? Guess us losing our fingers when we were younger didn’t matter much then, now did it? I had a wood burning set and creepy crawlers both which had very hot elements, but did anyone care? Yes, they wanted to make sure I didn’t burn any furniture, if I burned myself, that was my own fault!


Look at that thing, it’s a freaking 240 Amp hot plate, with metal moulds that heated up to incredible temperatures! Those were the days!

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