Happy Mother’s Day

To all my Matriarchal Readers and Mothers everywhere, Happy Mother’s Day! Hope you are enjoying your day, and if you are a Father, remember the argument “You are not my Mother”, is a dangerous game to play (speaking as someone who foolishly made that statement one Mother’s Day).

Happy Mother’s Day

This past week I ranted a fair amount about identity theft and such (having had my wife’s bank card cloned (again)), but my Twitter Feed had a bunch of older posts in some other interesting themes as well:

  • My humorous post about Old Bar B Q’s and Flames, points out that you should either maintain your old Bar B Q or replace it when it looks dead (or you might have some big problems).
  • More Fun with Credit Cards, where I suggest an old trick (my brother told me about from his MBA class).
  • Remember that as a Pure Laine Quebecois (ok tete carre aussi) I can invoke C’est la faut du Federal at any time,  it will be true.
  • It’s not very nice to ask, however, are Canadians Financially Stupid? Actually most bloggers seem to think it is true?
  • I didn’t post this one, but it’s something someone should read A Mind of My Own, by our friend Gail Vaz-Oxlade.

 

 

{ 2 comments }

Personal Finance: Lent Begins Today

As part of Lent, I am reflecting on my previous writings a little more, and this little chestnut was from 5 years ago, however, I have done some judicious editing  as well.

Mardi Gras was on Tuesday, so that means that Lent begins today and this is a perfect opportunity for folks to start something new with their Personal Finances (and their spiritual life, if they wish as well). Easter is a time for new beginnings or restarting something you need to resume, however, most people view Lent as a time to “find something to give up”. That is one way of viewing your Lenten journey, but another way is to look for something to Enrich your life for the 40 days of Lent (leading up to Good Friday and Easter).

Financial Lenten Journey

What areas of your personal finances could use either Enrichment or Better still a sacrifice that might help your financial well being? There are some very simple ones that I think about every year (and have done a few of them):

  • The Latte withdrawal penance. Cut out buying coffee for the 40 days of Lent and put that money aside, to either save, give to charity or pay down your debt. Keep track of this and see how much money you might be saving here, it’s worthwhile finding out where this discretionary money is going.
  • Read 4 Personal Finance books over the 40 days to enrich your understanding of your personal finances or your investing adventures. Building up your expertise over Lent is a good thing.
  • Brown bag it for 40 days, give up buying lunch at work, and bring your lunch instead. Another way to find out where your discretionary spending is going.
  • Take the bus to work for Lent. Leave the car at home, buy a bus pass and take the Bus to work. Yes gas is cheaper right now, but not driving might have other benefits for you (less stress, more exercise, etc.,).
  • Live on cash for 40 days and get rid of your credit cards. Freeze them in your freezer, lock them in your safety deposit box, or cut them up, but live on CASH only (no debit either) and see if you can do it, does it change your spending habits?

Think about these or suggest others, I am open to suggestions myself.

{ 3 comments }

Glimpse at the BCM for Free Style Sunday Thoughts

I didn’t feel like regurgitating my tweets for the week as a good use for a Sunday post, so I have retired that idea (although I would suggest that you join my Twitter Feed to read my and some of my other favorite tweets for the week). I am not sure that free style Sundays will last either, and even if they do, don’t expect them every Sunday either, when I feel the urge, I will be writing.

This week I tried to start a new thread in the blog, and that is giving my regular readers (all 10 of you) a glimpse into my life with a hope of maybe understanding the motivation behind some of my posts. I’ll be writing more in the coming weeks mostly about the financial side of having a disabled child to hopefully help those out there in similar (or worse) circumstances than Mrs. C8j and I are in.

As I mentioned my son is on the Autism spectrum, however, he is not that badly off (comparatively speaking). There are parents that I have met, and friends that have kids that have a much harder time, with children that are in much more need of help than our son is. Our financial equation is however quite unique thanks to the fact that my son is quite young and I have a second generation of daughters who are in University (or graduated).

We are lucky in that we have learned a great deal about the educational system from our daughters who had learning disabilities of their own. I will be writing about the issues we have run into with our son in the coming week, so stay tuned for that thread.

As for the reason I write, I have said this before, but it does bear repeating, this is mostly a cathartic stream of thought for me, to remind me what I have done right, but mostly what I have done wrong (financially) in my 50 odd years on this planet.

I will also open up a suggestion box for my regular readers. If you have any ideas that you want me to write about (other than ranting about Debt and how it’s a terrible thing) send me an e-mail with the title:  Suggestion Box: {suggested title}  and maybe give me any ideas that you have (and if you send me a request to Guest Post I will most likely add you to a black list and not read anything else from you). Send the e-mail to  bigcajunman @ canajunfinances.com  .

Here is a question for you, to leave in the comments here: Is it important for your to receive a follow up e-mail if you leave a comment on this site (telling you I have replied to your comment?).

Enjoy your Sunday.

 

{ 2 comments }

What’s Up, It’s Sunday #Bro ?

Sunday rolls around and it is my last day before going back to work, oh well, I suppose all good things must come to an end, if they didn’t you wouldn’t appreciate them enough.

The week of time off from work was quick, unfortunately weeks at work are never as quick as a week of vacation, more is the pity, I suppose.

There was an anti-Putin protest in a Russian Orthodox Cathedral by a Female Punk band, and people are decrying the fact that they have been sentenced to two years in prison for it.  What did they think was going to happen in a still mostly totalitarian society, after they made fun of their leader in a place of worship? Maybe I’m naive, but I certainly would think myself lucky that I wasn’t shot on the spot, if I had done the same thing (not being a member of a Female Russian Punk Rock Band, it isn’t likely, I suppose).

Julian Assange continues to enjoy the hospitality of the Ecuadorian embassy in London. I have never visited that area, but I hope he is enjoying staying there, because it doesn’t strike me as likely that the U.K. will allow him out of the country. As I said previously, who goes to Ecuador in August?

On my Twitter Feed, I find a plethora of oldie but goodies in my archives, and if you aren’t one of my Tweeps, here are the highlights for the week:

Enjoy your Sunday, I will try to do the same!

{ 0 comments }

August is Almost Here, Olympics and Sunday’s Best

Where is the summer going? Holy cow, time is flying by and August is almost upon us, you do realize that don’t you? For me this means my French training will hopefully be coming to an end and I will be returning to my office with the correct language profile for my job (all things being equal).  Given I started in February it hasn’t been that long, but I do look forward to a change of scenery (although I will miss being in downtown Ottawa, a nice place to spend a summer lunchtime).

I am enjoying watching the Olympics, even though it is just the first few days. The Canadian Women’s Basketball team looked great against Russia, and the Women’s Soccer team played well as well, I hope all the Canadian athletes enjoy their Olympic experiences. I watched the feed from RDS, you’ll see stuff like Table Tennis and Judo there as well.

I have slowed down my clean up on the web site, although I have been doing a few things behind the scenes that you shouldn’t be noticing, there will be some changes very soon, depending on how much free time I actually get in August.

As for my Twitter Feed, it still has some of the best Oldie But Goodie Posts (OBG) from my archives:

All in all an interesting week of old but still relevant posts.

You have heard me talk about old computers and how I used to work on them, but this video about NASA computers just makes me smile:

 

{ 0 comments }