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Banking is Necessary Banks are Not.

Banking is necessary however banks are not is attributed to Bill Gates, and I think I agree with him. How banks do business leaves a lot to be desired. Smaller on line banks area already cutting into bank profits, will this make the big banks change? I don’t think so…

Fintech is it the Answer ?

What does fintech really mean, and am I as “joe investor” going to be able to take advantage of technology breakthroughs ? Remember when you were young?

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