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	<title>Comments on: Stupidest Bill Ever</title>
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	<link>http://www.canajunfinances.com/2008/09/18/stupidest-bill-ever/</link>
	<description>Personal Finances and Consumer Concerns, essays, stories, examples and how to articles with a distinctly Canadian Point of View</description>
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		<title>By: Moments of Fame &#171; Funny about Money</title>
		<link>http://www.canajunfinances.com/2008/09/18/stupidest-bill-ever/comment-page-1/#comment-3181</link>
		<dc:creator>Moments of Fame &#171; Funny about Money</dc:creator>
		<pubDate>Tue, 07 Oct 2008 01:29:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.canajunfinances.com/?p=1630#comment-3181</guid>
		<description>[...] Moments of&#160;Fame October 7, 2008   At Girls Just Wanna Have Funds, Ginger has posted the 173rd edition of the Carnival of Personal Finance. She has kindly included one of Funny&#8217;s chapters on the job saga, among many possibly more distinguished entries. For example, Silicon Valley Blogger, proprietor of The Digerati Life, offers some wise advice on how to cope with the current market unrest.   Over at Living Almost Large, a lively tho&#8217; mostly one-sided conversation is going on about some people&#8217;s kids who walk away from mortgages they actually can afford. If you&#8217;re feeling a little nervous, you can bring on an attack of hyperventilation by perusing Terence Gillespie&#8217;s piece, at YourOptimal.com, titled &#8220;Your Optimal Bailout Plan.&#8221;  On the other hand, if you intend to stay the course, My Dollar Plan has a very interesting piece on strategies you probably haven&#8217;t used in your 401(k). Need a break from hyperventilating? Try a little Canadian humor with Big Cajun Man&#8217;s Stupidest Bill Ever. [...]</description>
		<content:encoded><![CDATA[<p>[...] Moments of&nbsp;Fame October 7, 2008   At Girls Just Wanna Have Funds, Ginger has posted the 173rd edition of the Carnival of Personal Finance. She has kindly included one of Funny&#8217;s chapters on the job saga, among many possibly more distinguished entries. For example, Silicon Valley Blogger, proprietor of The Digerati Life, offers some wise advice on how to cope with the current market unrest.   Over at Living Almost Large, a lively tho&#8217; mostly one-sided conversation is going on about some people&#8217;s kids who walk away from mortgages they actually can afford. If you&#8217;re feeling a little nervous, you can bring on an attack of hyperventilation by perusing Terence Gillespie&#8217;s piece, at YourOptimal.com, titled &#8220;Your Optimal Bailout Plan.&#8221;  On the other hand, if you intend to stay the course, My Dollar Plan has a very interesting piece on strategies you probably haven&#8217;t used in your 401(k). Need a break from hyperventilating? Try a little Canadian humor with Big Cajun Man&#8217;s Stupidest Bill Ever. [...]</p>
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		<title>By: Girls Just Wanna Have Funds-Personal Finance For Women</title>
		<link>http://www.canajunfinances.com/2008/09/18/stupidest-bill-ever/comment-page-1/#comment-3179</link>
		<dc:creator>Girls Just Wanna Have Funds-Personal Finance For Women</dc:creator>
		<pubDate>Mon, 06 Oct 2008 12:05:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.canajunfinances.com/?p=1630#comment-3179</guid>
		<description>[...] Cajun Man from Canadian Personal Finance Opinions presents Stupidest Bill Ever, and says, &#8220;The Dumbest bill I receive every [...]</description>
		<content:encoded><![CDATA[<p>[...] Cajun Man from Canadian Personal Finance Opinions presents Stupidest Bill Ever, and says, &#8220;The Dumbest bill I receive every [...]</p>
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		<title>By: anon_yes</title>
		<link>http://www.canajunfinances.com/2008/09/18/stupidest-bill-ever/comment-page-1/#comment-3074</link>
		<dc:creator>anon_yes</dc:creator>
		<pubDate>Fri, 19 Sep 2008 17:29:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.canajunfinances.com/?p=1630#comment-3074</guid>
		<description>&gt;&gt;a few years back we tried this with a PC Financial Mastercard, to get money back on our groceries. Due to some bad tracking by me, I ended up with a ballooning credit card balance that scared me, so we ended up paying off the card quickly and then going back to using the debit card.

My wife and I do this but I track each expense and pay the card after each purchase.  Since PC doesn&#039;t charge for paying the bill, you can pay every purchase as you make it (or at the end of the day or week, etc.)
We have a bills &quot;in&quot; basket and I subtract the amounts spent on the MC from the associated budget accordingly, then make the MC payment.  What&#039;s nice about PC points is that you get them for spending with the card and also when making payments!
The only thing about using a credit card is that unless you pay the bills as you get them (as if you were spending cash or using a debit card) is that the online balance won&#039;t update immediately.  This is why I pay the bills as I spend.</description>
		<content:encoded><![CDATA[<p>&gt;&gt;a few years back we tried this with a PC Financial Mastercard, to get money back on our groceries. Due to some bad tracking by me, I ended up with a ballooning credit card balance that scared me, so we ended up paying off the card quickly and then going back to using the debit card.</p>
<p>My wife and I do this but I track each expense and pay the card after each purchase.  Since PC doesn&#8217;t charge for paying the bill, you can pay every purchase as you make it (or at the end of the day or week, etc.)<br />
We have a bills &#8220;in&#8221; basket and I subtract the amounts spent on the MC from the associated budget accordingly, then make the MC payment.  What&#8217;s nice about PC points is that you get them for spending with the card and also when making payments!<br />
The only thing about using a credit card is that unless you pay the bills as you get them (as if you were spending cash or using a debit card) is that the online balance won&#8217;t update immediately.  This is why I pay the bills as I spend.</p>
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		<title>By: Richard</title>
		<link>http://www.canajunfinances.com/2008/09/18/stupidest-bill-ever/comment-page-1/#comment-3069</link>
		<dc:creator>Richard</dc:creator>
		<pubDate>Thu, 18 Sep 2008 15:10:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.canajunfinances.com/?p=1630#comment-3069</guid>
		<description>MBNA doesn&#039;t notice positive balances on closed accounts either (I had a balance transfer card and didn&#039;t want to wait a month to make sure there was no extra interest before closing the account). Maybe I should pretend I moved and start returning the statements...</description>
		<content:encoded><![CDATA[<p>MBNA doesn&#8217;t notice positive balances on closed accounts either (I had a balance transfer card and didn&#8217;t want to wait a month to make sure there was no extra interest before closing the account). Maybe I should pretend I moved and start returning the statements&#8230;</p>
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