Changing Banks?

I am starting to Psych myself up to go in and demand free banking from TD Canada Trust (again). For those of you who do not remember this is one of my pet peeves or favorite rants, depending on how you’d like to look at it.

About 7 years ago I changed banks due to me being incredibly pissed off at the Bank of Montreal. I outline this story in Don’t Be Afraid to Make A Change it is well worth reading. From that point on I have insisted on having FREE banking, and have had it mostly, until this past year.

I plan on going back in this Thursday and asking for my free banking again, using the following arguments:

  • I am a customer of good standing over the past 7 years
  • I do a great deal of business through this bank (interact, Mortgage and trading)
  • I am willing to go to PC Financial for my banking, as they have paid me $1000 in groceries for the past two years, whereas TD has charged me over $150 for the past year

The important factor to remember here is that I must be willing to walk away, which I usually am. Occasionally I wimp out, when the argument, “No one gets free banking” comes out, but that is bollocks, and an attempt to bully you into taking their pathetic offer.

I will keep you all posted on the events as they transpire, but my wife is going with me as moral support.


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