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Interest rates, bank of canada, history

0.25 % Interest Rates, Holy Cow!!!!

In April 2009, the Bank of Canada shocked the financial world by lowering its key overnight rate to just 0.25%, marking the brink of “free money” territory. This post captures the economic anxiety of the time: a collapsing economy, deflation fears, and uncertainty around whether the big banks would pass the savings on to consumers. Through a personal and humorous lens, it examines how rapidly shifting interest rates reshape our expectations about inflation, savings,

Mortgage Schedule

Are your Taxes Done?

In this witty yet insightful reflection, the question isn’t just how you live within your means—but whether you should die with some left. Inspired by the Oscar Wilde quote, “I am dying beyond my means,” the post explores whether it’s better to leave a financial legacy or spend it all and leave nothing behind. Whether you plan to go out with a financial bang or pass on a tidy sum, this piece dives into the planning, the ethics, and the humor behind managing your means until the end.

Keywords: means, dying beyond your means, financial legacy, end-of-life planning, spending vs saving, estate planning, executor responsibility, financial endgame, mortgage rate

cpi inflation gas

Gas Prices

Remember how grouchy you were when gas prices were 84 cents a litre? Well 9 years later it is almost 100% more per litre, are you more grouchy? Isn’t that great?

Generic Money

Practical Wisdom in Finances

Practical wisdom in finances ? Yes that does exist, but most folks don’t seem to want to listen to it.

Consumer Price Index Down a Little for March 2009

Food prices up 7.9% in Canada in March 2009, which really did hurt. Inflation hurts.

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