Debt Reduction: Solve the Right Problem Financially
Many Canadians try to reduce debt by attacking the wrong problem: using payday loans, chasing Bitcoin, or defaulting to high-fee mutual funds. This article explains why solving the right financial problem matters, how to identify root causes, and how smarter, low-cost strategies can accelerate debt reduction. Inspired by a classic creativity lesson, this is a reminder to rethink your approach before wasting money, time, or sanity.



