Why I’m Still Not Your Investment Guru (but that’s OK)
Looking for investing advice in Canada? Learn why overconfidence is dangerous, what actually matters for long-term investing, and how to avoid costly mistakes.
Canajun Finances
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Ontario Government
Bribe From Doug
Wondering what to do with your $200 bribe from the Ontario Provincial Government? Explore responsible choices like paying off debt or supporting a charity.
Ontario Budget 2015 M’eh…
The Ontario Budget 2015 was quite meagre and simple, however, it didn’t really appease any of the pundits either.
“New” Ontario Budget 2014
Explore the reactions to the 2014 Ontario Provincial budget re-introduced by the Liberals. Discover the economic items and the $2.5 billion Job and Prosperity fund.
Ontario Land Transfer Tax: What First-Time Homebuyers Must Know
In Ontario, the Land Transfer Tax is a significant closing cost many homebuyers overlook until it’s too late. This article revisits the now-defunct Ontario Home Ownership Savings Plan and explains how it was replaced by the current Land Transfer Tax Refund for First-Time Homebuyers. While written in 2014, this guide remains valuable for understanding how Ontario’s land transfer tax system works, what first-time buyers can still claim, and the shocking fees second-time buyers face. It also highlights little-known quirks about how land transfer taxes are calculated — including surprising charges even when no money is exchanged.
