Lotteries are not a Financial Service
Lotteries are not a financial service, even though a certain on-line deal company seems to think that might be the case. Lotteries are also not a retirement plan, in case you were curious.
In-App Purchases and the New Economy
How much money is there in in-app purchases in on-line games? More than you think that is for sure. Do you know what your kids can spend?
The Financial Fitbit
The Big Cajun Man received a Fitbit as a Christmas gift, a device that tracks physical exercise and heart rate. This prompted the idea of a “Financial Fitbit” that could monitor spending and financial activities in a similar way. The Financial Fitbit would have features such as:
Real-time spending tracking for all types of expenditures, including cash, credit cards, and debit transactions.
The ability to set spending limits for the day to prevent overspending.
Direct data downloads into popular financial tracking systems like Quicken or Mint.
The possibility of integrating these features into smartphones or touch payment capabilities, making them more accessible.
The author also considers the idea of competitive groups using the Financial Fitbit, similar to Fitbit’s activity tracking groups, but humorously suggests that it might lead to a competition of “Who is the cheapest?” among friends.
5 Ways to Optimally Use Your Pay Raise
Wondering how to use a pay raise wisely? This practical and self-aware guide offers six smart ways to manage your extra income. Whether it’s crushing debt, increasing RRSP or RESP contributions, or investing in your health or education, these tips are designed to help you avoid lifestyle creep and build long-term financial stability. Ideal for anyone who wants to enjoy their raise without regretting it later, this guide also includes a bonus tip on how to trade cash for more time the most valuable currency of all.
Best Way to Save Your Money
Fairly easy perspective on the best way to save your money, but I won’t put any spoilers out here. Here is a hint, what happens if you leave it alone?
