If you hear hoof beats, don’t think Zebras, is Occam’s razor simply explained. Sometimes the easiest explanation is the explanation for things financial.
What is important in life? To be happy and have options, and you get those by not being in debt, the power to choose.
Are we mistreated consumers or are we entitled cry babies? I had one commenter (troll) complain that everyone wants a good deal, and that is bad? WTF?
Am I being frugal or cheap? I keep asking myself that question when I catch myself doing interesting things like decanting from old ketchup bottles.