Canadian Personal Finance Blog

Personal Finances and Consumer Concerns, essays, stories, examples and how to articles with a distinctly Canadian Point of View

Archive for June 24th, 2008

Theft and Insurance

Tuesday, June 24th, 2008

When I was growing up in Montreal I had my bicycle stolen straight out of my family’s garage, and I remember my Dad giving me some money to go get a new one. It was traumatic for me, since I had never had anything of my own stolen, and suddenly my bicycle (my only means of transport) was taken, it was quite upsetting.

From that day onward I closed any garage I was associated with and became a Nazi about locking doors and such, because I was worried about people taking my stuff.  I got insurance and worried about my stuff getting taken, so I was very careful with my stuff. I write this because there was a posting on a local board that I read about a bicycle being stolen from someone’s garage, and it brought back to me, and made me wonder what some people are thinking in my neighbourhood.

I go off to work and it seems like my neighbours leave their garages open all day long, how trusting can you get? I realize no one is going to run off with my snow blower (although anything is possible), but the bicycles in my garage aren’t cheap, and worse still, the door into my garage from my house is rarely locked, so thus it is an open door to my house.

Do I have enough home insurance? I really am not sure, I think I can replace my house, and I can replace many items in it, but I hope not to have to find out. I have been meaning to do a home inventory of the major items, so at least I would have a guess what might need replacing, but it is something that you procrastinate about because you don’t think it will happen to you.

Am I being paranoid? I invite my readers to comment on this, but I am always worried that someone might be wanting to take my stuff, and I take action to stop that.

RIP George Carlin

Way off topic, but still I must mention the passing of George Carlin. He was an influence on me growing up, I must have worn out my copy of “Class Clown” and his mistrust of “the system” in general still pervades my belief system. I did manage to see him live in the late 90’s in Vegas and I am saddened that he is no longer with us.

RIP George Carlin

Happy St. Jean Baptiste Day

A mes amis Quebecois,  I wish you a joyeux Fete National and hope there are many choruses sung of Gens du Pays sung. Vive Le Quebec!

Quebec Flag on Saint Paul Street

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