Snow Tires Off

in Automobile, Bank, On Line Banking, Pay Cheques, Snow

One of the things I have learned over the years is that if you drive on your snow tires for too long in the spring (or say over an entire summer), your snow tires degrade very quickly during that time, and they soon become useless if you are not careful. It is a hard balance to figure out when you should remove your snow tires in the spring (in Ottawa, in the Sault or places north, I am sure this isn’t even being discussed yet). I called my mechanic and he is inundated with folks wanting their snow tires off and their summer tires back on, so I know that I am at least part of the crowd.

When I was younger one year, I figured I’d save myself some money because I needed to get NEW summer tires but my winter tires were relatively new, so I decided to stay on the winter tires all summer, for my troubles I ended up with:

  1. Bad gas mileage
  2. Badly worn snow tires (that had 1 season left in them after that summer, and they didn’t really do that well that 1 season either)
  3. A noisy car all summer (snow tires on clear pavement are noisier)

Time to take off the snow tires and see if you can save some money on the $1.20 a liter gasoline here in Ottawa.

CPP and EI

Normally around this time of year I am lucky enough to have my CPP and EI payments reach their maximum, I won’t say exactly when since if you remember correctly, if I tell you this, you could then figure out my take home pay (thanks to Michael James on Money for that one). This year however because I have been transfered to a different pay area, my CPP and EI maximums are lost and I must start again from scratch. This means next year, I will get the extra money paid back on my taxes, however, I must continue overpaying, because our accounting system does not believe I paid anywhere else. A frustrating issue, that I have asked about, but given no real good explanation about.

Quicken and TD Not Playing Nice

So TD/Canada Trust has changed their on line banking interface somehow so that now my Quicken cannot do an automagic update from my TD accounts daily (it used to be able to), but now it fails, and I have to go onto the Easyline web site and do the downloads manually, which is annoying. Anybody else run into this interesting bug?


  • Gene April 15, 2008, 4:11 PM

    I’m reluctant to buy snow tires for my car, since just filling the tank adds 10% to the value of my car. Adding snow tires would double its value. 😉

    Actually, it’s touch and go whether the car will last another winter, so snow tires aren’t likely a decent investment. I would be better off buying a newer vehicle, but I’m so cheap it hurts. I think I have to imagine a newer car as an investment in my family’s safety, rather than an investment in a rusting, expensive, depreciating money pit. Sounds like an idea for a blog post, BCM?

  • bigcajunman April 15, 2008, 4:27 PM

    Luckily, I already did!

    Interesting reading I hear 🙂


  • Cheryl April 15, 2008, 9:39 AM

    I had this happen with one of my credit cards & my son showed me how to still do a download. Save the data as a QIF file (if you can). The QIF file can be saved to your desktop then be imported into your Quicken & deleted off your desktop. Done. Much easier than inputting manually. Hope this helps.

  • Canadian Capitalist April 15, 2008, 10:27 AM

    Thanks for the reminder about the snow tires. I need to get new all-season tires, so I best do it soon. Winter tires seem to be a killer on gas mileage.

  • bigcajunman April 15, 2008, 9:48 AM

    So what I should have said was, that I have to bring up IE, log into my account and then do the download manually, to get new transactions into my Quicken. Apologies, me and the English language are not seeing eye to eye these days.



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