The Answer is Always No Unless You Ask

in Chutzpah, Credit Cards

Don’t be afraid to Ask

It’s a simple adage that some people never really get the hang of: sometimes all you need to do is ask, and you will get help from the strangest places.

I have tried to get this point across to my kids, but there seems to be a great deal of trepidation from the young folks about looking stupid or worse still being denied something they want, if they ask for it (so a lot of times they just don’t ask).

The Answer

The Answer

A great example of this arose this past summer, when my daughter had missed the deadline to get a bursary from the sports club she had played with for 7 years (for staying with the club and going off to University). We were sure this bursary money had been given to somebody else, but when we inquired we found out that nobody had been given the funds, due to nobody applying.

I decided it was time to ask the question, “So is it too late to apply now?”, and I did. The initial answer was, “Yes you are too late”, however I spoke to one of the executive, and they did rethink their initial answer and eventually they reopened the applications, and in the end my daughter got the bursary.

This just shows that if you don’t ask, the answer is always no. Yes, if you do ask the answer might be no, but not asking assures you of a negative answer.

These same kind of questions happen in every day Personal finances as well. If you are late with a credit card payment, you can call and ask if they could forgive you the late penalty, and if you are a good customer the answer might well be Yes. Many other instances like this can arise, so do not be afraid to ask for help, or ask the hard questions, because if you don’t ask, you’ll never know what might have happened.

Similar Sports Phrases

  • You miss every shot you don’t take.
  • You can’t get a home run unless you swing the bat.

Any others?

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{ 10 comments }

{ 9 comments… add one }
  • Danny Duguay November 20, 2015, 4:48 PM

    Hi bigcajun read your articles, so do a few others I know, hope all is well and every mouse click is expanding your revenue (:

    Here is an example from the Nortel days when we bought our house here in town. We settled on the house and closed the deal, the owners were Nortel employees that were transferring to another city. When I got to work someone told me “hey I think there is a program if you are buying the house off a nortel employes” . So I sat on it and then finally I made a few calls before we moved in thinking perhaps we would get a small gift , and thinking there was probably no gift because the deal was done. Imagine my surprise when the lady said “Yes, we have that listing, send me the paperwork and we will pay you 5% of the purchase price of the house on the next payroll after closing” . That was worth asking and probably the closet I have come to a lottery wining (although tax man got his 50% share on that)

    Reply
    • bigcajunman November 20, 2015, 5:31 PM

      Wow! Good to hear you still got some money out of the deal, and keep reading, might be more about Nortel, or such…

      Reply
  • Leo Lee September 30, 2010, 6:10 PM

    Actually, the worse answer you’ll get, if you ask, is “No”. So what do you have to lose?

    Reply
  • Eric Blood Axe September 29, 2010, 9:02 AM

    By all means let them think you are stupid, they will not try as hard to fool you.

    Reply
  • Michael James September 27, 2010, 11:30 AM

    My thinking on golf is you’ll never get a hole-in-one on a par 4 unless you over-swing your driver.

    Congrats on getting the bursary.

    Reply
    • bigcajunman September 27, 2010, 11:33 AM

      Unless you are John Dailey in which case just make sure you take your cigarette out first!

      Reply
  • Financial Cents September 27, 2010, 10:50 AM

    You will never make the putt if you don’t get the ball to the hole.

    Cheers BCM.

    Reply
    • bigcajunman September 27, 2010, 10:52 AM

      OR you will never get a hole in one, unless you swing the club!

      Reply
  • Dd September 27, 2010, 9:38 AM

    This is very simple–yet I seem to forget to “ask” all the time. I also have that fear, that I am somehow being unreasonable or just out of line for asking such a thing.

    Thank you for a great reminder

    Reply

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