How Can You Justify Buying That?

in Spending

There is a real pious theme that seems to be arising in the world of Personal Finance bloggers these days, so allow me to confess that I, as a personal finance jester do not always practice what I preach.

Now, let me clarify that statement in that I have many times written about the Tim Horton’s Savings Plan yet I do buy coffee (and tea) at Tim Horton’s myself (I can hear the gasps of horror). I like the a Tim’s every once in a while, and their steeped tea is quite good, I am OK with that (it’s usually one every day or so, sometimes less), but I have no big issue with this. I don’t even think of this as a guilty pleasure, so feel free to chide my ability to speak out of both sides of my mouth (which I have done, as a Project Manager it is an important talent).

Did I Really Need that Starbucks? Yes, that is my actual hand!

I also don’t take the bus to work, as I should (although I did when I was going downtown for my French class), but the equation changed a little now that I car pool. My car pool mate is paying for parking and I am paying for the car, but at the end of it all it would be cheaper to take the bus, but it is just too bloody inconvenient (currently). In Ottawa if you are going downtown, the bus is the way to go, but if you aren’t, OC Transpo is not geared to make your life better.

Now I must admit after watching the ESPN 30 for 30 Movie on Broke professional athletes  most of my readers have a long way to go to lengths some of these athletes took to blow money e.g. “Making it rain 100 dollar bills in a strip club” or “drinking DOM and coming home with a $20000 bar tab for one night”, so me spending $2 on some coffee does seem to be insignificant, however, it does all add up.

So, yes, I should know better, however, sometimes I don’t listen to my own advice, luckily I can fall back on one of my favorite parenting statements:

Do as I say, not as I do!

Let me leave you with a useful biblical (if somewhat sexist) quote to end this thought:

Let he who is without sin, cast the first stone




Questrade Democratic Pricing - 1 cent per share, $4.95 min / $9.95 max


{ 2 comments… add one }
  • November 20, 2012, 7:42 AM

    Drop the tim horton’s habit and start getting your coffee at McDonalds. The coffee is better AND cheaper (it’s not the nasty brew they served years ago, it’s excellent stuff now). So how’s that for a financial tip :).

    I left horton’s coffee years ago due to the unbelievably poor service at our local shop – bad enough for me to say “I ain’t going there ever again”. Headed across the street to RonDon’s, never looked back.

  • William @ Drop Dead Money November 20, 2012, 5:54 AM

    We save to live, we don’t live to save.


Leave a Comment


%d bloggers like this: