Written back in 2014, unfortunately, we have been victims again. We have access to the credit service, but our information is out there now. Free is a good price?
Thanks to me (and Mrs. C8j) having Home Depot credit cards, we are now victims of yet another massive personal information breach. This may cause Financial Issues in the future for us. I am not well pleased by this turn of events. It seems this kind of data theft is becoming increasingly prolific, and maybe it is time for us to cut the number of credit cards we have, so we have less presence in the credit world (that can be so easily stolen).
The one good thing that has come out of this is that we get a year of free Equifax Premier. That is in Canada, something different in the US. To get this service, I was given a 1-888 number to call, and after a long wait, I got a hold of an Equifax rep, who, after collecting some data on me, gave me access to their Premier Service for an entire year (usually about $20 a month service).
I hope this service will alert me in case someone uses the information from the Home Depot security breach to either: attempt to steal my identity ; or simply attempt to charge things on my credit vehicles. The service seems to take about 24 hours to get up and running.
I read on a Tumblr Home Page (the name of which is very NSFW), which stated:
“FREE” USUALLY MEANS “COSTS SOMETHING OTHER THAN MONEY.”
This is very true in this case. My identity info is now in the hands of dastardly thieves, but I got Free Equifax for a year. Not really that free is it?