Budgeting isn’t about spreadsheets, it’s about lifestyle. The best budgeting tip? Spend less than you make and fight lifestyle creep like your future depends on it. Whether you’re using Quicken or an Excel sheet, the goal is the same: live below your means, kill your debt, and repeat. Simple, boring, and brutally effective.
Have you checked your oil tank if you heat with Oil? What will your insurance do if the tank ruptures?
One of the joys of the new year is the restart of having to pay CPP and EI premiums. It always makes that first pay cheque a bit smaller, and thus that much more annoying.… Read More »Gosh Darn it! CPP & EI Again!!!
Paying down the principal of your mortgage is the most important debt pay down you can make. I wrote this when interest rates were crazy low, in 2014. I mention doubling interest rates, so, Told you so. #Principal #Mortgage #Interest
Filing income taxes is one of the most dreaded tasks for many Canadians. Between receipts, RRSP contributions, tuition slips, and forgotten deductions, it’s no wonder most people would rather be doing almost anything else. This post takes a humorous look at tax-time frustrations and challenges readers to fill in the blank: “I’d rather be ___ than doing my taxes.” It also reflects on the stress of tax season, the complexity of the Canadian tax system, and why even routine filers find it overwhelming. Perfect for anyone looking for a laugh during T4 season.
