After the Quicken 2016 debacle, I was very leery to even think about purchasing Quicken 2017 Canadian edition. I did notice that there was a Quicken iPad (and iPhone) application, which said it should work with Quicken 2017 Canadian edition, so that tipped the scales for me.
Intuit has stepped away from this product, so it is back to being a Quicken product. Actually the Quicken brand is owned by HIG Capital, but it looks like they are letting the Quicken team run things. What this means for the Canadian Edition of the product? So far it suggests they are trying to make the Canadian product a more practical product, but again, we shall see.
I ended up buying Quicken 2017 Home & Business with Premium Support, using the discount message from Quicken 2016, which brings you to a purchase page. The interesting part of this was that the price quoted was $80.77 for Business and Home (the deluxe version), but after I purchased it, there was no delivery charge, or taxes charged either. I suspect this is a mistake they will remedy (i.e. Charge HST). The delivery was only a download, so maybe free delivery is OK too.
I am concerned that this is a subscription (that is what my invoice shows). I have not purchased anything, I have paid for a yearly subscription. My suspicion is this means I will have to renew this yearly.
The new version installed just fine, and didn’t seem to have any issues with my huge archive of transactions (it is massive).
I then tried to get things set up so I could use the iPad and iPhone app, which is where things got interesting. If you want to use these applications, you will need to use the Quicken Cloud. The Cloud is not a back up of your data, but where data transferral can transpire. Quicken is very specific pointing out their Cloud is not a backup (you will need to keep doing that yourself). The Quicken cloud relies on having a Quicken login, so you will need to set up an account, if you want to use these apps.
The cloud seemed to rely on being able to download automatically to your Quicken, so I tried to get that working with my TD accounts. It didn’t work, however, after a few failed attempts, the Cloud suddenly was getting the correct data, and that meant I could use the iPhone app.
The iPad and iPhone apps are good, and free too. Please note there are two separate apps, the iPad version works as an iPad app (i.e. it uses the whole screen and will rotate, and other nice features). The major things these apps let you do are:
- Input transactions on your phone, which will then go into the cloud. It works quite nicely, and gives you the ability to store a photo of your receipt as part of the transaction.
- You can look at your current financial status, and you get some nice graphics that show where you stand, and get some elementary reports.
- Other things I haven’t explored yet.
All in all I think the apps are worth using.
I have used the product for about 2 weeks now, and it seems to work just fine. I have had no crashes (which I had many, with Quicken 2016), however, start-up is quite slow. The startup on a regular PC Laptop with 8 GB of memory should not be this slow, and the need to log in each time slows things down too. The update of the cloud seems relatively quick, but I never got the update with your bank automagically to work. If you download the file from your bank web site, this is not a problem.
Verdict Quicken 2017 Canadian Edition
For the price I paid, and the added features of the apps, I think this version of Quicken is worth buying (especially if you haven’t bought it in a few years). The subscription angle has me concerned, but we shall see what comes of that. I also haven’t tried out the Premium Support part of my subscription yet, again another area I will investigate further.
The drawback is there is no official Canadian Mac version just yet. I have heard you can buy the U.S. version and it should work, but I wouldn’t chance that just yet.
One final concern is the Cloud, how secure is it? We have seen many security breaches in these type of data configurations, let us hope this does not happen here.
Overall Review: A good restart on a product that needs a lot of fixing.