After the Quicken 2016 debacle, I was very suspicious of even thinking about purchasing Quicken 2017 Canadian edition. I noticed a Quicken iPad (and iPhone) application which said it should work with Quicken 2017 Canadian edition, so that tipped the scales for me.
Intuit has stepped away from this product, so it is back to being a Quicken product. HIG Capital owns the Quicken brand, but they are letting the Quicken team run things. What does this mean for the Canadian Edition of the product? So far it suggests they are trying to make the Canadian product a more suitable product, but again, we shall see.
I ended up buying Quicken 2017 Home & Business with Premium Support, using the discount message from Quicken 2016, which brings you to a purchase page. The exciting part of this was that the price quoted was $80.77 for Business and Home (the deluxe version), but after I purchased it, there was no delivery charge or taxes charged either. I suspect this is a mistake they will remedy (i.e. Charge HST). The delivery was only a download, so maybe free delivery is OK too.
I am concerned that this is a subscription (that is what my invoice shows). I have not purchased anything, I have paid for a yearly subscription. My suspicion is this means I will have to renew this yearly.
The new version installed just fine and didn’t seem to have any issues with my huge archive of transactions (it is massive).
I then tried to set things up so I could use the iPad and iPhone apps, where things got interesting. To use these applications, you must use the Quicken Cloud. The Cloud is not a backup of your data but where data transfer can transpire. Quicken is very specific, pointing out that their Cloud is not a backup (you will need to keep doing that yourself). The Quicken cloud relies on having a Quicken login, so you will need to set up an account if you want to use these apps.
The cloud seemed to rely on being able to download automatically to your Quicken, so I tried to get that working with my TD accounts. It didn’t work, however, after a few failed attempts, the Cloud suddenly was getting the correct data, and that meant I could use the iPhone app.
The iPad and iPhone apps are good, and free too. Please note there are two separate apps, the iPad version works as an iPad app (i.e. it uses the whole screen and will rotate, and other nice features). The major things these apps let you do are:
- Input transactions on your phone, which will then go into the cloud. It works quite nicely and gives you the ability to store a photo of your receipt as part of the transaction.
- You can look at your current financial status, and you get some nice graphics that show where you stand, and get some elementary reports.
- Other things I haven’t explored yet.
All in all I think the apps are worth using.
I have used the product for about two weeks now, and it seems to work just fine. I have had no crashes (which I had many, with Quicken 2016). However, the start-up is relatively slow. The startup on a regular PC Laptop with 8 GB of memory should not be this slow, and the need to log in each time slows things down too. The cloud update seems relatively quick, but I never automatically got the update with your bank to work. This is not a problem downloading the file from your bank website.
Verdict Quicken 2017 Canadian Edition
For the price I paid, and the added features of the apps, I think this version of Quicken is worth buying (especially if you haven’t bought it in a few years). The subscription angle concerns me, but we shall see what comes of that. I also haven’t tried out the Premium Support part of my subscription yet, another area I will investigate further.
The drawback is there is no official Canadian Mac version just yet. I have heard you can buy the U.S. version and it should work, but I wouldn’t chance that just yet.
One final concern is the Cloud. How secure is it? We have seen many security breaches in these types of data configurations. Let us hope this does not happen here.
Overall Review: A good restart on a product that needs a lot of fixing.
Quicken 2022 Follow On
A Canadian Mac version is almost up to date with the PC version. With your subscription, you have access to both. Integration with the Cloud works relatively well too. You can use it on an iPhone, an iPad or in a browser. I am still using it.
Also note that Canadian Banks do not like you connecting your online banking to the Quicken Cloud.