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C’est La Faute Du Federal!

​The phrase “C’est la Faute” (translated as “It’s the fault”) is humorously explored in this article, highlighting how individuals often attribute their financial woes to external entities, particularly the federal government. Inspired by Bowser and Blue’s satirical song “C’est la faute du fédéral,” the author reflects on the tendency to blame the government for personal financial issues, such as lack of savings or overdrafts. The article emphasizes the importance of personal accountability in financial matters, suggesting that while it’s easy to point fingers, many financial challenges are self-inflicted and require individual responsibility to address.​

Keywords: C’est la Faute, financial accountability, personal responsibility, blaming government, financial challenges, Bowser and Blue, C’est la faute du fédéral

brass colored metal padlock with chain

The Locked In Factor

Feeling locked in isn’t just a tech problem—it happens in finance too. In this post, I reflect on how I ended up financially locked in by sticking with familiar but underperforming investment products like mutual funds in my kids’ RESP. Despite better options like ETFs being available, I stayed put out of habit, convenience, or the illusion of safety.

Inspired by the concept of technological lock-in, I realized this mindset also affects our financial decisions. We often cling to what we know, even when better alternatives exist. The key takeaway? Regularly re-evaluate your financial choices. Just because something worked before doesn’t mean it’s still your best option.

Keywords: locked in, financial decision-making, RESP, mutual funds vs ETFs, investment strategy, financial planning, Canadian finance

Five Dollars

Let’s Go Buy Some Money

Discover the truth behind pay-day loans and why their new friendly names might not be what they seem. Find out what it really means to buy money.

Black Friday NT Times

Following the Crowd is Safe?

Sometimes there is safety in numbers, but many times following the crowd is not as safe as you might think (ask BRE-X and Nortel investors).

a window with a cross in it

Lenten Financial Challenge Week 3

From underpaying to overpaying: Follow our participants on their financial challenge this Lenten season! Discover our community as they explore and resist temptations like cutting out coffee or making investments.

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