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Stupid Bank Tricks

Banking Tricks Every Canadian Should Know in 2025

Learn how smart Canadians are using strategic bank account separation and automation to avoid fees and protect themselves from payroll errors and CRA clawbacks. This article revisits clever real-world examples of “Stupid Bank Tricks” that empower individuals to regain control of their money. Topics include setting up deposit-only accounts, using scraping accounts for daily spending, and tips for automating allowances, savings, and income deposits. Even years after publication, these tips remain highly relevant in today’s digital banking age. Whether you’re dealing with payroll mistakes like Phoenix pay system errors or trying to better budget your income, these banking strategies will help you get ahead.

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