In Banking It is All Negotiable
It is important to remember that in banking it is all negotiable. As example, I got a call a while ago from a friend asking me about what interest rate that I paid on my… Read More »In Banking It is All Negotiable
The Cost of Cheques
Cheque costs from banks continue to rise year over year, until the point that cheques will price themselves out of the market. Electronic transfers now outstrip cheques, so why are they so darn expensive?
Banking on Sunday?
Banking on Sunday in Canada has been around for a while now, but is it such a wonderful service that we can’t live without it?
Indiscrete Financial Talk
The world has not discretion any more. Specifically financial discretion seems to have gone out the window, everything is just out there.
Overdrafts Summed Up Nicely
Overdraft charges are more than just frustrating fees—they’re financial red flags that deserve your attention. This article delivers a candid, humorous look at the emotional toll and personal missteps that often lead to overdrafts. Blending sarcasm with self-awareness, it reflects on the reality of poor timing, shared accounts, and why blaming external forces (like Fidel Castro!) won’t help your bank balance.
But it’s not all laughs—there’s a lesson too. To avoid future overdraft pain, consider setting up account alerts, maintaining a small buffer in your checking account, and reviewing spending weekly. If your bank allows it, link a savings account or line of credit to reduce or eliminate overdraft fees. Prevention is cheaper—and less humiliating—than paying for financial forgetfulness.
#Overdraft #Bank Fees
