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Mortgage Rates

The rates that used to run between 5 and 10 percent, however, now they are ludicrously low, simply to keep everything stimulated. One day these rates will rise, and what will that do?

Cheap Houses in Toronto
When was this? Must be in the Mid-80s? Maybe?

Costco Mortgages?

What is a Costco mortgage ? I know they offer these services in the United States but are they available in Canada?

Mortgage Schedule

Are your Taxes Done?

In this witty yet insightful reflection, the question isn’t just how you live within your means—but whether you should die with some left. Inspired by the Oscar Wilde quote, “I am dying beyond my means,” the post explores whether it’s better to leave a financial legacy or spend it all and leave nothing behind. Whether you plan to go out with a financial bang or pass on a tidy sum, this piece dives into the planning, the ethics, and the humor behind managing your means until the end.

Keywords: means, dying beyond your means, financial legacy, end-of-life planning, spending vs saving, estate planning, executor responsibility, financial endgame, mortgage rate

Spring Financial Cleaning

The Madness Ends

In April 2009, “madness” didn’t just describe basketball—it defined the stock market and economic anxiety. This post captures the uncertainty of that era: collapsing markets, whispers of the Bank of Canada printing money, mortgage rate shifts, and even the surprising number of Canadian billionaires. The financial chaos of 2009 might have ended on paper, but the aftershocks—and the lessons—still resonate.

Keywords: Madness, financial markets, Bank of Canada, mortgage rates, Canadian economy, 2009 crash, inflation, stock market volatility

The Church Bazaar and Uncluttering

If there is a church bazaar in your area, donate to them, it will help them, and it will help unclutter your house as well!

Stock Market Board

Statistics and Damn Lies

There are lies, damn lies, and stock predictions keeps running through my mind. Disraeli wasn’t far off on this thought. My understanding of the stock market is that it has no conscience and no memory.

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