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University of Waterloo

Students: Banks’ new Markets

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Banks love targeting students and Canadian university campuses are prime hunting grounds. This article dives into how banks market credit cards, fee-heavy accounts, and RRSP loans to young students, especially co-op kids with temporary income. It also offers personal experience and advice on how to avoid falling into the banking trap early. If you’re starting school or sending a student off here’s what you need to know about student banking in Canada.

best advice

Advice: Two More Thoughts

Some of the best advice you’ll ever receive doesn’t come from textbooks—it comes from lived experience. In this playful but honest reflection, I revisit two simple yet powerful life lessons: one about how to be a thoughtful neighbour (always return more than you borrow), and the other—passed down from my father—about how to avoid the worst of a hangover: “Always drink two glasses of water before bed if you’ve been out drinking.”

While it might seem flippant, it’s rooted in care and experience—and sometimes, that’s the best kind of advice. The post also features input from fellow personal finance writers like Preet Banerjee, who adds that electrolytes are just as important as water. Whether the advice is about hydration or how to handle your money, the takeaway is clear: wisdom is often hidden in the simplest ideas—if you’re willing to listen.

Keywords: advice, financial wisdom, life lessons, personal finance, Canadian finance, family advice, hangover cure

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