Buying Lottery Tickets and Going to the Casino?
If you have buying lottery tickets as part of your long term savings or retirement plan, you are really in a bad place. You will lose!
If You Hear Hoof Beats
In personal finance, simplicity often trumps complexity. This article riffs on the phrase “If you hear hoof beats, don’t assume zebras,” urging readers to avoid overcomplicating their financial challenges. Whether it’s blaming debt on the credit crunch, claiming budgets are too complex, or rationalizing credit card use, the truth is often much simpler—and less exotic—than we pretend. By reframing financial excuses as avoidable habits, this post delivers a clear message: most of your hoof beats are just horses. Focus on the obvious, not the outlandish, and your financial life will be a lot more manageable.
Keywords: hoof beats, personal finance, budgeting, debt excuses, financial simplicity, Occam’s Razor, credit card habits, zebra thinking, common sense money advice
Inflation 4.4% September 2021
Will COVID cause an Inflationary spiral that has not been seen since the 1970’s? Really don’t know, but it is a possibility.
Dude, Where are My Bills?
How important is it to keep a list of all the bills you pay on line? I just found out that sometimes that list can get erased?!?!
Adieu TD Mutual Fund Account
TD will be removing their E-series funds from their TD Mutual Fund accounts, in the near future. It does not mean the E-series funds are done, just that you can’t trade them in a TD Mutual Fund account.
