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When can I stop doing this?

OK, you haven’t been reading closely. What we are talking about is a lifestyle change you are putting in place. It is not a 1 day, 1 week, 1 month or 1 year change. It is a life change.

If you really want change, you change. You don’t change for a little while and then change back. This doesn’t apply unless you are a politician. Then, I guess you can flip-flop and waffle as much as you like.



The changes you implement with your new financial plan must be followed and become a part of your day-to-day life. This is not just a "quick fix." It is not a "cut and run." Oh dear, now I am sounding like a Republican. Change is change; embrace it and know that it is a good thing.

Keep your financial plan on the rails and you'll do just fine!

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