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Bill Surfing

This is an interesting concept that we who get paid every two weeks can use, and most certainly must plan around.

So what do I mean by bill surfing?

Here is a list of typical bills for a household:

  • Hydro
  • Mortgage Payment
  • Car Payment
  • Property Taxes
  • Natural Gas or Heating
  • Cable TV
  • Home Phone
  • Cell Phone
  • High Speed DSL Access
  • Water
  • Charitable Donations
  • Life Insurance
  • House Insurance
  • Car Insurance
  • Bank Service Charges
  • Xmas Savings
  • RRSP and/or RESP Savings

I trust this list, because I took it from my Monetary Statement (we can talk about that later) that I gave my wife to show her where all the money went (and other parts of our financial story). There may be things you can add (like a monthly loan payment) or remove (maybe you only have a cell phone and no home phone bill), but this is a good model to start with.

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So what is Bill Surfing? Well you have monthly bills and 2 or three payment periods to pay them out, what do you think it might be?

Tomorrow: Surfing or balancing? Tomatoe or Tomato?


Feel Free to Comment

  1. I’ve looked at this picture. I KNOW that such waves can really exist. I saw a sea, I saw a storm.
    But still I can’t believe that they REALLY exist.

  2. It’s a good idea to make such kind of bill lists. My boyfriend is a programmer and he made a special program so that we could analyze and manage our spendings.A family is like a small business, it needs financial management.

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