It is quite simple to create a Mortgage Schedule using Excel or Google Sheet or whatever spreadsheet you like, and here is how.
If you achieve a financial goal, having the attitude that, “We did, let’s splurge !”, is counter to the goal that you just achieved. You fought to get to this point, and you are effectively going back?
If you automate your bill payments make sure you pay yourself first, making sure you build up your savings as well.
It’s a new year and that means for many of us, we get to pay CPP and EI premiums again. Another joyful New Year gift for you.