After yesterday’s epiphany of the Financial GPS, I think I have streamlined the concept. I think I have exactly what might be needed for a chronic over spender, the Financial Shock Collar.
The device, will look like a fashionable necklace for women or simply a gold chain around the neck for men. When it is activated 10,000 volts are instantly activated from a small power source (at milli-amperage levels). This causes sudden and excruciating pain for the wearers, until they stop spending. Yes I borrowed this idea from a Star Trek episode, but aren’t all the best ideas from Star Trek ?
Is this a severe and dangerous tool to use? You are right that this is a ludicrously severe tool, but given some folks ability to completely lose their minds when it comes to:
- Financial Decision
- Use of money they don’t have
- Live now pay later thinking
This may be a useful “last hope” type of device.
Christmas Wishes from the Past
I seem to do this a lot, so here are my Christmas wishes from years gone by:
- Merry Christmas 2020 ! Do you see the pussy cat in the tree? An odd year with a Pandemic and all. Christmas All Year Round ? Yes, it does feel like that these days doesn’t it? The 12 Days of Christmas Debt ? What the heck ? That isn’t Christmasy at all!
- Merry Christmas 2017 ! That was a year of fun videos that I found to help celebrate the holiday. Love that old CFCF fill.
- Merry Christmas, Highspeed Internet a right, Inflation at 1.2 and #MoneyTalk 2016 ! Sheesh, I couldn’t even be bothered to send a message that year, how Grinchy.
- Merry Christmas 2014 ! A lovely quote from the King James bible for that year. Seem to have done nothing for 2015. This year I even had a Christmas Eve post.
- Happy Christmas 2013 ! I loved the photos of every years Christmas Tree, very festive. Another Christmas Eve post too.
- Merry Christmas 2012 ! You see the hideous curtains we had in the den back then. That year we had the $150 Christmas challenge too.
- Merry Christmas 2011 ! The tree moved back to the front room and I used Google Translate to create a festive message. Think I was on French training that year. Also At Christmas Why Not Just Give Cash ?
- Merry Christmas 2010 has some very deep philosophical commentary in it. Must have been hitting the Christmas cheer early. Christmas Eve that year must have been a Friday.
- Merry Christmas 2009 and all you got was an NFB short? Not that bad really. There was also Christmas Eve thoughts too.
- Merry Christmas 2008 ! That was the year of the infamous Financial Advent Calendar too.
- A few last Yuletide Thoughts was what I had in 2007.
- Merry Christmas 2006 ! A quieter year I suppose.
- Whatever little money you have, make sure you spend it… was my first year writing here. Quite gruff and grinchy.
Self-Destructing Debit/Credit Card
Don’t like my shock collar idea? A much less severe idea (depending on how you look at it) would be the self-destructing debit/credit card. Given most new cards come with a great deal of “smart card” technologies this one may be simpler to carry out (and much more fun to watch). It might be applicable to Apple Pay or other similar systems.
The concept is simple, if the consumer attempts to use the card by either swiping it or “tapping” it, the card receives a simple message destruct and the card emits a high-pitched alarm sound and 5 seconds later the card explodes, with a small charge embedded in it, when it was manufactured.
This makes the whole scenario of the credit card company rejecting a purchase and asking the vendor to seize the card a much simpler scenario, and it makes stolen cards that much more lethal for the thieves as well.
Sure, there will be occasional glitches where cards may self-destruct without warning, but those small glitches and maiming of their owners are assumable risks for those who wish to have the privilege of carrying a credit card.
An added side-effect might be less people wanting to carry around credit cards with them, for fear of the occasional random self-destruction as well. Think of someone carrying around 6-8 credit cards, what might happen if one goes off accidentally? The chain-effect might well be complete destruction of the owner.
More interesting new “outside of the box” (unless the box is a coffin) ideas for financial safety may come, as I think of them.