In my continuing search to pay as little for my insurance as I possibly can (while remaining within the laws of the land and keeping my stuff safe), I was told about a great discount that I would get from being a member of PSAC. I dutifully checked with the insurer in question and received a very odd quote that was higher for my cars than my current insurer, however over all it was lower due to the cost of having my daughter on my Auto Policy.
No She Isn’t Going to School In China!
I wasn’t really that impressed with the savings, however, I was considering changing, until I remembered the words of my post The Answer is Always No, Unless You Ask, so I decided to find out why on my current Auto Policy I was paying so darn much for my daughter.
I called my current insurer and asked about why my Daughter cost so much on my policy. The agent I spoke with was sympathetic, but then I remembered that Michael James had mentioned a while ago about Student Away at School discounts, so I mentioned that my daughter goes to school a fair distance away, and Voila, thanks to that and my daughter getting her G license, I saved $290 , not an insignificant pile of cabbage.
Am I happier? Absolutely. Do I feel stupid for not remembering what Michael James had written? Absolutely.
I have sent the proof of my daughter’s enrollment (via e-mail, how nice and clean) and hope to see the discount show up on my policy very soon.
I had to change insurance companies to one that did not charge ridiculous rates for boys when my sons started to drive. Both boys receive a good student discount and I have used the student out of town feature for a good savings.
One of the best things the insurance people told me was to get the boys to move through the steps of the license and get to the G as soon as possible. They both received a small reduction when they secured their Gs and on the one year anniversary of the G.