It does look like Canada Post’s Epost service is falling out of favor with some of their customers. I got a note from Bell stating that my bill will no longer be sent to Epost and that I should go to the Bell web site to get my bill. Bell would be a large client for Canada Post, wonder if other services are thinking of abandoning the service? I don’t really have a high opinion of the service, given I cannot attach it to Outlook or other E-mail readers (just as background).
Brackets have been obliterated by a few well timed upset at the March Madness Tournament, which is what makes the event that much more interesting. The win and go on, lose and go home format is conducive to some unpredictable results. I was sad to see that the Buffett Bracket was not happening this year due to legal entanglements. The Buffett bracket is the Wizard of Omaha offering a lot of money for anyone who can have a perfect bracket during March Madness. The chances of that is:
To calculate the total number of ways to fill out a bracket take the total number of possible outcomes for each game (2) and multiply it out 63 times: 2 x 2 x 2….x 2, or 2^63. The odds come in at one in over nine quintillion – odds that don’t seem very promising.
And my favorite team at March Madness? The UC Irvine Ant Eaters with their 7’6″ Center Mamadou Ndiaye, great team name and a mountain in the middle, wow.
Do you have your taxes done? It is time to get it done, no time to lose on this important task. It’s also Palm Sunday this weekend, so if you were thinking of going back to Church, might want to start this week, and beat the Easter rush.
My Writings for Week Ending March 7th
Only in Ottawa would you have folks so excited about a hockey game that they throw hamburgers to celebrate (and the players eat them):
- So my First Real Post from 10 Years ago, was more of a warning for the folks who might read my ideas, not to follow the advice, and please don’t sue me for that advice or opinions.
- So the Best Financial Decision Ever that I made, I was worried might be the biggest blunder I might have ever made, but luckily it ended up working out quite well for me and my family.
- Over on LinkedIn I updated an older story back from when I was hunting for a new job Your Facebook Page IS Your New Reference, and it is still very true today, many employers do extensive Internet searches on candidates. Another good Linked in article written by a friend is the Courage to Coach.
— Neil Murphy (@NeilStacyMurphy) March 25, 2015
This Week’s Finest Financial
Mark from Blunt Bean Counter has a Guest Post about The Trials and Tribulations of an Infant Business, where the writer laments about having to incorporate to be eligible to apply for contracts with the Canadian Banks, however the same is true for any Federal Government contract as well. On Wall Street (speaking of business) Robo-advisor Growth Hits Money Mangers, do you trust a human or an algorithm?
Barry from Money we Have touches on an important topic in my world Canadian Student Loan Options, and for those saying their kids will have to finance their post secondary education, a must read. Another way to pay for University is working the graveyard shift for UPS, or is it? Outlined nicely in the Atlantic’s article Manual Labor, All Night Long: The Reality of Paying for College. Robb from Boomer and Echo points out How Parents Can Give Their Kids a Financial Leg Up, which never hurts (to keep them from moving back home).
Remember that router you got for your house from Bell or Rogers? Did you change the security settings? PC World points out 700,000 Routers ISP Gave to Customers are Vulnerable (where Vulnerable means WIDE OPEN).
With tax season coming Preet continues his collaborations with Tangerine with What is the Difference Between a Tax Deduction and a Tax Credit , Tangerine Preet continues to educate us. Evelyn Jacks brings us a scary thought which is What if your Refund is a Balance Due ? (Hint PAY IT!). I submitted my kids taxes and the E-filing on Turbotax is so simple, I hadn’t realized I’d done it until I looked at the confirmation page.
Michael James points out that Trying Harder at Stock Picking Doesn’t Help Much, and his golfing analogy is spot on (trust me I try real hard at golf, and one day I will break 120). Michael’s article was a commentary on the comments at Mark from My Own Advisor’s question of Why buy individual stocks at all, where folks took Mark to task about being a Debbie Downer about stock picking. Everyone knows some acquaintance who made it big on a penny stock or the like, but we also all know of someone who won the lottery and/or got bitten by a shark, and the trading houses bank on the Active Trading Millionaires as much as the Lottery commissions bank on the “5 Degrees of Lottery Winners” as well. Did you realize there are Index Investors for Preferred Shares? The Canadian Couch Potato asks Are Preferred Share Indexers Dumb Money ?
A very good question asked by Preet is how much does it cost to move? The easy answer on moving is: it always costs more than you think, and it always takes much longer than you guessed.
This is an oldie but goodie from our friends at Canadian Finance Blog:
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