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Lamborghini Gallardo Sports

Rant: Ontario Clean Air Tests

What was the point of the Ontario Clean Air tests for cars? Not really sure, at first it was a tax grab, but after that it wasn’t so clear.

Son Beast roller coaster King's

Is the Smith Manoeuvre Still Worth It? A Canadian Perspective

The Smith Manoeuvre is a controversial Canadian tax strategy that converts non-deductible mortgage interest into tax-deductible investment loan interest. This article explores the basics of the Smith Manoeuvre, discusses why some financial professionals caution against it, and reflects on how interest rates and risk tolerance influence its viability. Originally written in 2007, this piece remains relevant today as more Canadians look for aggressive tax strategies. We also explore what insiders joke about behind the scenes and why many DIY investors misunderstand the complexity and risk behind the maneuver.

Budgeting and Lifestyle Creep

Shopping at the Boutique

In my house shopping at the boutique is a code phrase for going shopping at the local thrift store. You would be amazed at what you can find there.

RRSP, RESP, RDSP, Mastercard

An interview with…

Who would want to interview me? Well at least 1 place.

UCCB and Taxes

Don’t forget your UCCB!

Another blast from the past, back in the day when my son was young enough to get the old UCCB system, just a reminder to declare the income! UCCB ? Yes, tax time is coming… Read More »Don’t forget your UCCB!

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