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Ontario Land Transfer Tax: What First-Time Homebuyers Must Know

In Ontario, the Land Transfer Tax is a significant closing cost many homebuyers overlook until it’s too late. This article revisits the now-defunct Ontario Home Ownership Savings Plan and explains how it was replaced by the current Land Transfer Tax Refund for First-Time Homebuyers. While written in 2014, this guide remains valuable for understanding how Ontario’s land transfer tax system works, what first-time buyers can still claim, and the shocking fees second-time buyers face. It also highlights little-known quirks about how land transfer taxes are calculated — including surprising charges even when no money is exchanged.

Cutting Ontario’s Services?

Last week, Premier Dalton McGuinty proved he does have a sense of humor, when his Government’s hand-picked “cut-meister” Don Drummond, published a set of ideas for ways the Government could save money and avert a… Read More »Cutting Ontario’s Services?

Construction Boom?

My wife and I spent part of Saturday finding out how much replacing the windows on our house is going to cost (the short answer is HOLY CRAP!), however, I am sure I will have… Read More »Construction Boom?

Happy May day

Well, May day was actually on Saturday, but for we working folk, May Day should be celebrated on Monday, to show the Bourgeoisie Aristocracy, that the working man will one day rise up and shake… Read More »Happy May day

white paper on a vintage typewriter

Quebec: October 1970

This post marks the 39th anniversary of the 1970 October Crisis—a defining chapter in Canadian political history. It revisits the fear, tension, and national shock caused by the FLQ’s actions and the government’s unprecedented invocation of the War Measures Act. With video retrospectives and personal commentary, the post explores the impact of the crisis on civil liberties, Quebec nationalism, and federal authority. It’s both a reflection on historical trauma and a reminder of how moments of emergency can test the balance between freedom and order.

Keywords: October Crisis, 1970 Quebec, FLQ, War Measures Act, Canadian history, Trudeau crisis, Quebec sovereignty, civil liberties, Canadian politics

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