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Registered Education Savings Plan

RESP or Registered Education Savings Plan is an essential program for saving for University and post-secondary school expenses.

I stopped and checked, and I have dedicated a lot of electronic ink on the subject of the Registered Education Savings Plan and specifically my “interactions” with TD and associated Universities over my daughters’ academic careers. While I used the TD Mutual funds, there are many other better ways to do this. For anyone planning on sending their children to a post-secondary school, the RESP is an essential financial tool.

This is free money folks, why you would not want to have it, is beyond me.

University Fees

Hidden Costs of Canadian Universities: A Guide to Opting Out of Fees

University fees in Canada are more than just tuition. This article breaks down real-world examples from Queen’s University in 2016, including health and dental insurance costs, and hidden student association levies. Learn how to identify optional charges, when to opt out, and why these fees may account for up to 25% of total education costs. Ideal for parents planning RESP strategies or students navigating their first university bill.

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