CPP and EI for 2022
How much CPP and EI will be coming off your pay in 2022? Depends on where you live, but here are some tables to help you out (and reference points for others)
Merry Christmas 2021
It has been quite the year. There is hope that the coming year will be better. I have said that a few times, but 2021 certainly does fit the bill.
Avoid Late Fees: Let Your Calendar Save Your Finances
Using a calendar might save you from costly financial mistakes. This article shares a real-life example where forgetting to set a credit card due date reminder almost caused a late fee disaster. From smartphone calendars to fridge magnets, learn why integrating your financial deadlines into a calendar system is essential. Shared calendars can even prevent misunderstandings between partners and ensure all bills get paid on time. Don’t rely on memory use your calendar to stay on top of your finances and avoid digging into debt through preventable errors.
Buying Lottery Tickets and Going to the Casino?
If you have buying lottery tickets as part of your long term savings or retirement plan, you are really in a bad place. You will lose!
If You Hear Hoof Beats
In personal finance, simplicity often trumps complexity. This article riffs on the phrase “If you hear hoof beats, don’t assume zebras,” urging readers to avoid overcomplicating their financial challenges. Whether it’s blaming debt on the credit crunch, claiming budgets are too complex, or rationalizing credit card use, the truth is often much simpler—and less exotic—than we pretend. By reframing financial excuses as avoidable habits, this post delivers a clear message: most of your hoof beats are just horses. Focus on the obvious, not the outlandish, and your financial life will be a lot more manageable.
Keywords: hoof beats, personal finance, budgeting, debt excuses, financial simplicity, Occam’s Razor, credit card habits, zebra thinking, common sense money advice
