A puzzle piece, which symbolizes Autism, and other mental health issues, in the financial advent calendar. The Disability Tax Credit is an important aspect of financial health for those with these brain injuries. #DTC #Disability
Using a calendar might save you from costly financial mistakes. This article shares a real-life example where forgetting to set a credit card due date reminder almost caused a late fee disaster. From smartphone calendars to fridge magnets, learn why integrating your financial deadlines into a calendar system is essential. Shared calendars can even prevent misunderstandings between partners and ensure all bills get paid on time. Don’t rely on memory—use your calendar to stay on top of your finances and avoid digging into debt through preventable errors.
If you have buying lottery tickets as part of your long term savings or retirement plan, you are really in a bad place. You will lose!
In personal finance, simplicity often trumps complexity. This article riffs on the phrase “If you hear hoof beats, don’t assume zebras,” urging readers to avoid overcomplicating their financial challenges. Whether it’s blaming debt on the credit crunch, claiming budgets are too complex, or rationalizing credit card use, the truth is often much simpler—and less exotic—than we pretend. By reframing financial excuses as avoidable habits, this post delivers a clear message: most of your hoof beats are just horses. Focus on the obvious, not the outlandish, and your financial life will be a lot more manageable.
Keywords: hoof beats, personal finance, budgeting, debt excuses, financial simplicity, Occam’s Razor, credit card habits, zebra thinking, common sense money advice
Time is the single most critical yet underrated variable in personal finance. In this candid post, the author shares hard-won lessons from failed financial plans, emphasizing how poor assumptions about time can derail even the best intentions. From debt repayment strategies to investment growth and emergency planning, every financial decision is shaped by how much time you allow yourself. The article offers practical rules of thumb for creating realistic financial plans, including the importance of allowing slack for life’s unexpected turns. Whether you’re paying down debt or investing for the future, this piece highlights how using time wisely can be your greatest financial asset.
