Do I have advice for new grads ? I have a lot of advice for them, but will they actually listen to this advice is my question.
Having tangible financial new years resolutions is very important. Simply saying, “I’ll do better”, is not enough you need to make them real and measurable.
A pessimist will make for a better financial planner in the long run. Live life as an optimist but plan like a pessimist and you will be fine.