Einstein once quipped that insanity is doing the same thing over and over and expecting different results, an idea that applies beautifully to your financial life. Whether it’s paying only the minimum on credit cards, letting lifestyle creep drain savings, or pretending debt will magically shrink, the truth is simple: unless your habits change, nothing else will. Using the concept of “Einstein finance,” this updated reflection highlights how Canadians can rethink debt, understand the Rule of 72, and escape the cycle of repeating the same financial mistakes. A smart, humorous nudge toward actually changing what isn’t working.
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