Are Employer Pensions in Canada Dying ?
Are employer pensions in Canada pretty much done? If you don’t work for a Bank, Insurance Company or the Government you don’t have one.
CPP Splitting A Different Process
Not all pensions are split the same way. This post explains the critical differences between splitting a company pension using CRA’s T1032 form, and splitting CPP benefits through Service Canada. While pension income splitting offers flexibility and tax savings year to year, CPP splitting is a more rigid process—requiring mutual consent both to start and stop. This can create complications in cases of estrangement or separation. The post also covers important pension considerations like survivor benefits, medical coverage, and spousal rights in separation vs. divorce. Whether you have a company pension or CPP, understanding your entitlements is essential for retirement planning and income protection.
Keywords: pension, CPP, pension splitting, CPP splitting, retirement income, survivor benefits, pension and divorce, Canada Pension Plan, pension rights, retirement planning
Civil Servants: Another Point of View
The federal Government of Canada has too many Civil Servants, but no Prime Minister wants to wield the axe to the workforce that might be needed.
Random Thoughts: Standing on Guard for Thee
What does the Canadian National Anthem have to do with articles about Money? Not much but in 2010 it was important.
Random Thoughts: Remembering Is Important
Remembering on November 9, 2009, those who have fought for us this Remembrance Day. Join us in thanking our Armed Forces and the Ottawa Public Library for their brand-new interface. Lead us not into temptation by thinking of money. 8.6% unemployment last October. We must remember each day.
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