Blue Monday , the Bluest Day of the Year ?
Blue Monday was created by the media after a study showed that the 3rd Monday in the new year is the saddest day of the year, but not in Montreal.
Blue Monday was created by the media after a study showed that the 3rd Monday in the new year is the saddest day of the year, but not in Montreal.
In personal finance, simplicity often trumps complexity. This article riffs on the phrase “If you hear hoof beats, don’t assume zebras,” urging readers to avoid overcomplicating their financial challenges. Whether it’s blaming debt on the credit crunch, claiming budgets are too complex, or rationalizing credit card use, the truth is often much simpler—and less exotic—than we pretend. By reframing financial excuses as avoidable habits, this post delivers a clear message: most of your hoof beats are just horses. Focus on the obvious, not the outlandish, and your financial life will be a lot more manageable.
Keywords: hoof beats, personal finance, budgeting, debt excuses, financial simplicity, Occam’s Razor, credit card habits, zebra thinking, common sense money advice
What happened to the folks who were on Disability insurance when Nortel went under? Nothing good, unfortunately.
Today is the first day of Spring in the Northern Hemisphere. Spring is a time of renewal and new beginnings, for your finances as well. The first financial quarter of the year is almost over.… Read More »Spring Financial Cleaning (revisited)
Some fun tweets about money, finances, investing and life in general.