I have previously railed against the concept of the Bucket List with Buck the Fucket list (yes a little bit of an NSFW title), however someone on the web brought up the concept of the Anti-Bucket list, which would be a list of things that you never want to do. This idea I can wrap my mind around, as due to my paranoid nature, I do have a long list of things I never want to do (e.g. Pick a fight with Mike Tyson), or a financial anti-bucket list .
What things financially do I never want to do (or ever do again)? I will try to keep this list shorter, and hope that you all will join in with comments.
- Declare bankruptcy, no matter what anyone says about how there is less stigma around declaring bankruptcy, I just don’t ever want to do it.
- Get a Pay Day Loan, yes, I am still harping on that one as well, but if I reach the point where I need this service, I am not sure what happened to me, but I will be very unhappy. I won’t have a point for get a loan from a Loan Shark, assume this is the same entry on the list.
- Buy a new car that cost more than my first house, I don’t care how many hot women will throw themselves at me because of my phenomenal vehicle (because they assume I am rich), I view a vehicle as a means of transit only (although the bus I took for a while cost twice as much as my first house).
- Collect unemployment insurance, I am not sure this is genuinely on the list, since I was unemployed for a year, and was never “eligible” to collect it, so I suspect I never will collect EI, just by default.
Are there other things we should be adding to the Financial Anti-Bucket list?
I never want to use my credit card when its avoidable. To me they are evil but also necessary!