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2016

far in debt

Debt is a Four-Letter Word

The author highlights the negative connotation of the term ‘debt’, emphasizing that it is a difficult burden that one owes to their future self. Noted financial expert, Preet Banerjee echoed this sentiment in a presentation. Numerous people are likely unaware of the substantial impact that a quadrupling prime rate might have on them, especially with the current low interest rates. The author also encourages readers to anticipate potential increases in mortgage interest rates and consider the levels of consumer debt.

Black Friday is Here, Exciting Tax Calculations and MoneyTalk

Black Friday has arrived (it has been here in terms of Black Friday Sales for the past month, so nothing new in this version of MoneyTalk ). Who will be wasting hours at work to find that ultimate sale? I won’t, I usually end up buying AntiVirus software and that is about it. I always wonder how it is Black Friday, when the mortar and brick stores typically open on Thursday evening?

Black Friday NT Times MoneyTalk
Where Do They Keep the Left Handed Cheese Straighteners?

I am saddened to hear that all the Turkeys that are pardoned by Presidents, typically died soon after, because “eating turkeys” are bred for white meat not longevity (Today You Learned).

The hottest Thanksgiving topic this year? How to deal with Political Discussions at the dinner table. Whatever happened to discussing candied yam recipes? What is a candied yam, by the by. I do enjoy the exploding deep frying turkeys though, nothing can beat those yearly traditions.

I watched an 8 year old do tax calculations last week, which was really interesting for the first little while, but then it ends up watching someone do Tax Calculations. She did hole hoop nicely though. See the video at the end for details on this. Seems like a lovely young lady (but I wouldn’t want to watch the Blunt Bean Counter do tax calculations either).

My Writings for Week Ending November 25th

After my time at CFPC16, I felt invigorated, so I wrote two articles this week, and have introduced a few new tricks as well.

Not sure whether other folks used the old SRA reading system, but I did, and it struck me that you could use SRA Readers for Financial Literacy and Money Concepts ? That methodology of starting off with more simple topics, and then build to the more complex ones.

The EQ bank folks were at the conference again this year, and one of their folks started talking about making banking more straight forward, so naturally that caused me to resurrect a 50 year old expression with, WYSIWYG Banking. You’ll have to read to figure out what WYSIWYG means (and how to pronounce it as well).

A CPFC16 Thought

The most interesting arrival tweet, by far, but I am not surprised either.

Read More »Black Friday is Here, Exciting Tax Calculations and MoneyTalk
Black Friday NT Times

CPFC16, Black Friday, Mortgage Hikes and MoneyTalk

Where might you find me this weekend? Surprisingly, I will be at #CPFC16 with a bunch of other Financial Writers, Bloggers, and Industry Folk talking MoneyTalk (and Mortgage Hikes). It is always interesting to put faces to writings (as I am sure it is for a lot of folks when they meet me). Hoping to touch base with many friends (note I didn’t say old) and make a few new ones as well.

Black Friday
It’s Really Black November these Days

Black Friday is coming next week, with American Thanksgiving on the 24th. What does this mean? For Canadians, not as much as it used to mean, if you can find any deals, you will be lucky. I wandered around Best Buy and they are ready for an influx on Black Friday, but the deals don’t make me want to squander my money just yet.

I note the sun has been rising these days, so the world has not quite ended with Mr. Trump’s election, but it is a much more interesting world (and that is an understatement). One interesting theory I keep hearing is that Mr. Trump is purposely trying to get impeached or thrown out, we shall see if that is a valid theory.

Sounds like Amazon may be extending their Video Streaming capabilities to Canada soon (if you believe tweets by Jeremy Clarkson). Another competitor for Netflix? Not likely, but you never know.

Yes, the Banks are upping their Mortgage rates, as I predicted (6 years ago)! Now might be a good time to lock in for a while, given it might give you a bit more peace of mind? The Bank of Canada hasn’t changed anything yet, but this might be a harbinger of some kind? Bank of Canada will remain quiet until December 7th on the topic of Interest Rates.

Tangerine Money Back Credit Card

My Writings for Week Ending November 18th

After having a lunch with some prominent financial folk (aka the N.C.F.B.A.) I was inspired and wrote two articles this week. It was sad to read about the death of Leonard Cohen, but I also remembered his financial issues, so I joined the two with Leonard Cohen a Cautionary Retirement Story. Are you sure your retirement savings is safe? I would go check just in case.

The American elections now has reached the blame game and with that, folks are suddenly realizing how simple it is to manipulate Social Media (I know how to, I simply, choose not to), however I outline some things in Fake Money News and other Manipulations. What I forgot to mention was the authors of these less than truthful stories also make money from you coming to their unscrupulous sites too! To quote Yakov Smirnoff, America, what a country!

A Money Thought

I actually stole this one from Crazy Ideas on Reddit, and it seems to have been well received. I would watch those documentaries as well. How do you submit ideas to Netflix ?

Read More »CPFC16, Black Friday, Mortgage Hikes and MoneyTalk
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